Obamacare's inconvenient truths exposed during shutdown

Grokmaster

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As I have said before, if Obamacare worked like the Fraudocrats promised it would, it wouldn't need subsidies.


Obamacare's inconvenient truths exposed during shutdown​


After years of Democrats telling the American people that former President Barack Obama's Affordable Care Act (ACA) was a thriving system, the glaring truth revealed now during the government shutdown is that not only has the ACA resulted in widespread fraud and allegations of kickbacks to insurance companies, the American people are footing the bill for subsidies to hide the fact that Obamacare is broken.

"Everything Obama told us was a complete lie," E.J. Antoni told John Solomon during a special report on the government shutdown sponsored by the Association of Mature American Citizens.

Antoni, who serves as chief economist at the Heritage Foundation, continued: "When he said, 'If you like your health care plan, you can keep your health care plan.' No you couldn't. Obamacare made a lot of those health care plans illegal. He said, 'If you like your doctor, you can keep your doctor.' No, it forced a lot of doctors out of business, and it forced a lot of doctors to no longer take most insurance."

President Barack Obama repeatedly promised Americans during the rollout of the ACA - commonly known as Obamacare - that "if you like your doctor, you can keep your doctor," a claim intended to reassure Americans about the ACA's impact on existing healthcare arrangements. However, millions of people lost access to their preferred and established physicians due to narrowed insurance networks and cancellations of plans which did not comply with the law's new requirements, leading even left-leaning PolitiFact to name it the "Lie of the Year" in 2013.


Insurance companies pocketing profit from subsidies meant for Americans

Rep. Jack Bergman, R-Mich., revealed the latest scandal within Obamacare. Bergman, speaking to Just The News, laid out the timeline for subsidies which were meant to lighten the burden for Americans but when unused, were pocketed by the insurance companies.

Bergman explained that "In 2010, the Democrats passed the Affordable Care Act. Then in 2014, ACA premium tax credits became available, meant to help families earning 100 to 140% of the federal poverty level - that was designed to help those folks. In 2021, through the ARPA (American Rescue Plan Act), Democrats temporarily extended and expanded those subsidies to everyone, regardless of income, for one year. In 2022, the IRA (Inflation Reduction Act), they extended the expansion again, but only through January 1 of 2026."


Dems let their own deadlines expire

Bergman emphasized that the expiration imposed by Democrats implicitly meant that the extension was not meant to be permanent. That extension expires and is what Democrats have shut down the government over. As Bergman puts it, "They're blaming us, the Republicans, for letting their own temporary extensions expire."

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The largest surprise regarding these subsidies, is that they haven't been going directly to patients. They've been going to insurance companies, according to Bergman. "Insurance companies' profits right now are up something like 240+ percent. There's something morally wrong with that. Not only is it shamefully wrong, but morally wrong."

Bergman did not name any specific insurance companies.

"Millions of these so-called ghost enrollees, people who are technically eligible, but are unaware of it, never use these subsidies. The insurers pocket the difference."

OpenSecrets reported that in 2012, the health insurance industry donated roughly $9.6 million to Democrats. In 2024, the industry donated almost $40 million to Democrats.




 


It rather looks as though my prediction scared them away. They hate to be so predictable, and responding in their habitual manner would have meant that I was right. There's nothing a JPP leftist hates more than proving that I am right by doing exactly what I predicted they'd do, unless it's @TOP, who brings so much hate on herself that I suspect that she lives for it.

I know the lefties because I have been among them, you know.

That's one reason they hate me - in their naivete they admitted me into their circle, and shared their grimy little secrets, and they think I betrayed them by switching sides. @Damocles said it best. Nothing sharpens understanding like being able to convincingly argue both sides of a question.

Know your enemy, and there's no better way to know them than to become one of them.

Take it from me.
 
It rather looks as though my prediction scared them away. They hate to be so predictable, and responding in their habitual manner would have meant that I was right. There's nothing a JPP leftist hates more than proving that I am right by doing exactly what I predicted they'd do, unless it's @TOP, who brings so much hate on herself that I suspect that she lives for it.

I know the lefties because I have been among them, you know.

That's one reason they hate me - in their naivete they admitted me into their circle, and shared their grimy little secrets, and they think I betrayed them by switching sides. @Damocles said it best. Nothing sharpens understanding like being able to convincingly argue both sides of a question.

Know your enemy, and there's no better way to know them than to become one of them.

Take it from me.

No one hates you, bibby. They pity you. You are such a gross, little human.
 

"Insurance companies pocketing profit from subsidies meant for Americans"

This claim is absurd. The subsidies don’t go into insurers’ pockets; they go toward people’s health insurance premiums. The government’s decision to outlaw traditional underwriting made it impossible for insurers to stay solvent on their own. Think about it this way: if car insurance companies were barred from assessing risk, you could get a DUI, crash your car, buy a policy the next day, and the insurer would have to cover the damages.

The same goes for homeowners insurance, imagine a law forbidding risk assessment, forcing insurers to replace a 30-year-old roof right after someone bought coverage. No insurance market could survive under those rules. The only reason health insurers remain in business is because federal subsidies keep the system from collapsing.
 
The logic of a company charging to determine what health care you are allowed to get is indefensible. They are not in healthcare at all. They make billions standing between you and healthcare . The only doctors they hire are trying to find ways to deny you service. How much cheaper would healthcare be in America if we dissolved health insurance and dealt directly with the healthcare professionals?
Doctors and hospitals spend many millions dealing with the flood of paperwork insurance companies demand.
This is as inefficient as a service can get.
 
The logic of a company charging to determine what health care you are allowed to get is indefensible. They are not in healthcare at all. They make billions standing between you and healthcare . The only doctors they hire are trying to find ways to deny you service. How much cheaper would healthcare be in America if we dissolved health insurance and dealt directly with the healthcare professionals?
Doctors and hospitals spend many millions dealing with the flood of paperwork insurance companies demand.
This is as inefficient as a service can get.
It would be cheaper. That's why you get rid of health insurance, both private and government, to pay for routine healthcare. You pay as you go instead.
 
The logic of a company charging to determine what health care you are allowed to get is indefensible. They are not in healthcare at all. They make billions standing between you and healthcare . The only doctors they hire are trying to find ways to deny you service. How much cheaper would healthcare be in America if we dissolved health insurance and dealt directly with the healthcare professionals?
Doctors and hospitals spend many millions dealing with the flood of paperwork insurance companies demand.
This is as inefficient as a service can get.
Doctors and hospitals charging a king's ransom is why insurance is needed. Not everyone can pay hundreds of thousands out of pocket.
 
What happens when you have a $500k hospital bill? Sign up for payments? lol
Catastrophic healthcare for a major issue is what insurance is for. You insure your house and car against major damage in accidents, severe weather, etc., not for something like your stove breaking and you need a new one (unless you are stupid and buy a policy to cover that sort of thing). You buy life insurance in case you die unexpectedly to cover your dependents.
 
Doctors and hospitals charging a king's ransom is why insurance is needed. Not everyone can pay hundreds of thousands out of pocket.
Doctors do that because of liars... err, lawyers. That industry need reigning in big time. Hospitals do it because of patients not paying, particularly illegals and emergency room ones. By law they have to treat them, but to recoup that cost they charge paying customers more.

Note, that the one sector of the healthcare industry that charges reasonable fees is cosmetic and elective surgery and procedures. Since these are rarely covered by insurance, providers set their fees to what the market will bear. This sector's pricing has remained far lower than other healthcare sectors where insurance is the norm.
 
Doctors do that because of liars... err, lawyers. That industry need reigning in big time. Hospitals do it because of patients not paying, particularly illegals and emergency room ones. By law they have to treat them, but to recoup that cost they charge paying customers more.

Note, that the one sector of the healthcare industry that charges reasonable fees is cosmetic and elective surgery and procedures. Since these are rarely covered by insurance, providers set their fees to what the market will bear. This sector's pricing has remained far lower than other healthcare sectors where insurance is the norm.
Cosmetic surgery is still very exorbitant. The fees doctors and hospitals currently charge will not go down if the insurance companies are bankrupted. People will not be able to pay it and the govt will take everything over. Mark my words. Demonize the insurance companies but the alternative is much worse.
 
Catastrophic healthcare for a major issue is what insurance is for. You insure your house and car against major damage in accidents, severe weather, etc., not for something like your stove breaking and you need a new one (unless you are stupid and buy a policy to cover that sort of thing). You buy life insurance in case you die unexpectedly to cover your dependents.
Correct. As high as some deductibles and out of pocket maxes are these days, that's all they're for but the cost is still outlandish.
 
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