The biggest surprise is hitting people who had health insurance coverage that does not meet the minimum requirements imposed by the Affordable Care Act.
One of the less known aspects of Obamacare is the minimum requirements for deductibles, co-pays, services, and total out-of-pocket expenses.
This aspect is beginning to get coverage now as the media reports on millions of people whose insurance policies are being cancelled because they do not meet the minimum requirements that become effective on January 1.
These people had health insurance and probably thought they were covered by President Obama’s famous promise that if you like your health insurance now, you can keep it.
He said this over and over and over again.
Yet, it turns out to be untrue.
Millions of people who liked insurance with minimal coverage and low premiums are now going to be forced to buy health insurance with more coverage and high premiums.
Supporters are trying to defend this, claiming that the higher price is offset by the better coverage.
However, that is only true if a person uses the insurance enough.
If the person is sick enough, or has a baby, she may use enough health care that the money saved from the better coverage is enough to make up for the higher premiums.
If a person stays healthy, she gets no benefit from the lower deductibles and lower co-pays; she only pays the higher premiums.
http://www.forbes.com/sites/jeffreydorfman/2013/10/31/the-high-costs-of-obamacare-hit-home-for-the-middle-class/