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Rocky Clark inhabits a world largely confined to four walls.
More than a decade ago, he was paralyzed from the neck down after being tackled in a high school football game.
After nine months in rehab and a hospital bill approaching $1 million, he went home.
His doctor credits top-notch, round-the-clock home health care paid for by the school district's $5 million catastrophic health insurance policy.
But that's run out, so the nurses and money are gone.
His mother, Annette, who filed for bankruptcy because of financial problems, says they feel abandoned.
But the school district says both its new insurer and the one that held the $5 million policy refused its requests to obtain a new policy.
Clark's injury is unusual, but his predicament is not.
http://www.seattlepi.com/news/artic...-athlete-fights-to-survive-1379544.php#page-1
A 2009 study estimated that 20,000 to 25,000 people in the U.S. reached the limits of their catastrophic health insurance.
Many find themselves in dire straits — critically ill, facing crushing medical bills, struggling to remain in their homes.
Annual limits are being phased out and lifetime caps ended last September as part of the new health reform law, so the ranks of those exhausting their policies will drop sharply over the coming years, and will totally be eliminated by 2014.
http://www.seattlepi.com/news/artic...-athlete-fights-to-survive-1379544.php#page-1
Unless the GOP, which has sworn to repeal health care reform, succeeds.