What needs to happen in the American healthcare field?

[WinterBorn]

The healthcare debate has become one of the most hotly debated issues since the Vietnam war.

Does anyone think the healthcare system is fine the way it is?

If not, what would be the best answer?


(try and keep the flaming and personal/political insults out - an actual civil discussion would be nice)

 

[Sammy Jankis]

tort reform- cap on PUNITIVE damages

remove employers from the loop-- People buy insurance directly instead of it being part of their salary package

those two for sure

 

[WinterBorn]

tort reform- cap on PUNITIVE damages

remove employers from the loop-- People buy insurance directly instead of it being part of their salary package

those two for sure

The cap on punitive damges I can go along with. But leave the cap off for actual damages.

The biggest problem with having insurance as part of your benefits package is that no one pays attention to what it costs. You don't see the money so you don't care.

Decent post, asshat. Thanks

 

[Cancel 2018. 3]

tort reform- cap on PUNITIVE damages

remove employers from the loop-- People buy insurance directly instead of it being part of their salary package

those two for sure

caps on puni's already exist....scotus says it can't be more than 10X actual....and gave further dicta....most courts now truly do reign in puni's

just a side note about puni's.....you only get puni's in a med mal action if the harm is intentional, not just negligent, but intentional....so sayeth judge judy

 

[uscitizen]

The American healthcare field needs tro be plowed up and resown. Too many weeds.

 

[Cypress]

The healthcare debate has become one of the most hotly debated issues since the Vietnam war.

Does anyone think the healthcare system is fine the way it is?

If not, what would be the best answer?

Unleash the power of the free markets.

 

[FUCK THE POLICE]

tort reform- cap on PUNITIVE damages

I'm for tort reform if it gets us insurance for the currently uninsured. I just wonder if there was a tool we could use less blunt than caps? Europe doesn't have this problem. I don't believe they use caps. We might try taking a look at their system and seeing what we think would work over here.

Actually in Europe I don't even think they have punitive damages.

remove employers from the loop-- People buy insurance directly instead of it being part of their salary package

This would not have the great effect that free marketers think it should have. Let's try for a compromise - make plans from the single market as tax deductible as employer plans. If they are regulated just as well as employer plans it isn't going to hurt that much anyway.

 

[Cancel 2016.2]

The healthcare debate has become one of the most hotly debated issues since the Vietnam war.

Does anyone think the healthcare system is fine the way it is?

If not, what would be the best answer?


(try and keep the flaming and personal/political insults out - an actual civil discussion would be nice)

First and foremost, we must look at the actual costs and find out WHERE the increases are coming from. Until we know that, we will not be able to 'solve' the health care problem.

My personal belief is that it in large part stems from our overly litigious society: (Note, there are also other areas, this is simply one area)

1) Defensive medicine seems to have escalated as a 'precaution' against being sued. Many doctors now perform numerous tests so they can reduce the chances of being sued for 'missing' something.

2) The insurance companies see the lawsuits as justification for increasing malpractice insurance. This is yet another cost that gets passed on to the consumer.

3) The above two points lead to higher costs, which then prompts the insurance companies to raise individual insurance premiums to cover the higher costs.

Another area that needs vast improvement (my opinion) is the administrative side. The endless system of paperwork is insane. We have the technology available to streamline this information. It will cost us in the short term, but benefit us in the long term.

Additionally, personal responsibility is another area that needs VAST improvement. Our health care costs continue to increase as we (as a country) continue to become more obese. We eat like shit and are seeing less and less exercise incorporated in every day life. Then we wonder why our health care costs continue to escalate.

Just my thoughts on the matter.

 

[Sammy Jankis]

I'm for tort reform if it gets us insurance for the currently uninsured. I just wonder if there was a tool we could use less blunt than caps? Europe doesn't have this problem. I don't believe they use caps. We might try taking a look at their system and seeing what we think would work over here.

Actually in Europe I don't even think they have punitive damages.



This would not have the great effect that free marketers think it should have. Let's try for a compromise - make plans from the single market as tax deductible as employer plans. If they are regulated just as well as employer plans it isn't going to hurt that much anyway.

My main concern about employers being cut out of this loop is so people can switch jobs easier without worrying about their healthcare. In this era where is there no actual loyalty from coporations to workers makes having your healthcare through your employer supremely assinine.

 

[Sammy Jankis]

Another thing is that all plans must include all kinds of coverage, even if people don't want it.

I also wonder what will happen when the genome is fully mapped out and all genetic predilections can be detected with a swab.

There should be great advantages for those who lose weight and quit smoking etc.

 

[uscitizen]

Regulate the profits of the insurance companies, pharma, etc just like we used to do with public utilities.

 

[SmarterthanYou]

Regulate the profits of the insurance companies, pharma, etc just like we used to do with public utilities.

anything like them getting permission to raise their rates when not enough people are sick?

 

[uscitizen]

anything like them getting permission to raise their rates when not enough people are sick?

Only sick people buy insurance?

 

[USFREEDOM911]

The healthcare debate has become one of the most hotly debated issues since the Vietnam war.

Does anyone think the healthcare system is fine the way it is?

If not, what would be the best answer?


(try and keep the flaming and personal/political insults out - an actual civil discussion would be nice)

I think there's a lot that needs to be fixed; but I don't believe that getting the Government involved in what the Insurance Companies do, is the way to go.

Let the Government offer a plan, similar to AHCCCS in Arizona, and then if the Insurance Companies continue to ignore the people that are paying the premiums, they'll eventually screw themselves out of existance.

But it has to equitable and the Government shouldn't offer lower rates, with the attempt of destroying the Insurance Companies.

 

[WinterBorn]

Another thing is that all plans must include all kinds of coverage, even if people don't want it.

I also wonder what will happen when the genome is fully mapped out and all genetic predilections can be detected with a swab.

There should be great advantages for those who lose weight and quit smoking etc.

Proactive healthcare? Actually rewarding people who live healthy lifestyles? Very good, asshat. I take back some of the shit I said about you.

Well done.