Young Adults Likely to Pay Big Share of Reform's Cost

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As health-care legislation advances through Congress, the young adults who were so vital to President Obama's election are emerging as a significant beneficiary of his top domestic priority, but they are also likely to play a major role in funding any reform.
This Story

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Young Adults Likely to Pay Big Share of Reform's Cost
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Young Adults and Health Insurance

In a campaign-style rally Thursday at the University of Maryland at College Park, Obama will aim to tap his richest vein of support -- voters younger than 30 -- to help sell his reform plan to a more skeptical general public. "We're at an important turning point in our push for real reform," read the e-mailed invitation, "and it's critical that we seize this moment."

A 2008 study by the Urban Institute found that more than 10 million young adults ages 19 to 26 lack health insurance coverage. For many of those people, health-care reform would offer the promise of relatively inexpensive individual policies, which do not exist in many states today.

The trade-off is that young people would no longer be permitted to bet on their good health: All the reform legislation before Congress would require individuals to buy at least minimal coverage.

Drafting young adults into any health-care reform package is crucial to paying for it. As low-cost additions to insurance pools, young adults would help dilute the expense of covering older, sicker people. Depending on how Congress requires insurers to price their policies, this group could even wind up paying disproportionately hefty premiums -- effectively subsidizing coverage for their parents.

http://www.washingtonpost.com/wp-dyn/content/article/2009/09/15/AR2009091503716.html

Suck it up kiddies, you get stuck with the bill. :readit:
 
Are you people so fucking retarded now that you don't see that this is completely voluntary?

I'm young and I'd sign up for it in a heartbeat because it'll be cheaper than regular insurance. And yeah, I'm helping the system JUST AS IM DOING NOW. You think regular insurance companies help old people? Almost noone over 65 is insured by the private industry. In fact they do everything they can to drop you from their rolls as soon as you start needing them to pay for your coverage.
 
Unless you are very rich and over 65 all you have are the medicare supplemental policies.
If you can afford them.

What was it about 10% fewer have employee provided health insurance when bush left office than when he first took office.
Darned healthcare reform caused that too!
 
ib1yysguy said:
I'm young and I'd sign up for it in a heartbeat because it'll be cheaper than regular insurance.
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impossible....currently young people can get health insurance for around a hundred a month from BC/BS.....if you add them to the general pool they're going to be paying the same rate that I am......
 
And millions of them DON'T WANT TO BUY IT NOW.
But alas I will have to buy health insurance stocks, if 20 & 30 somethings want to give away money I'm willing to take it.
 
Im not a spring chicken anymore at age 35 but between myself and my employer I pay about 10k a year for insurance since I graduated college and I have not been to the emergency room (knock on wood). I probably go to the doctor once or twice a year tops for a muscular issue or a sinus infection or something that takes all of 10min. So do the math figure 10k times 13years = 130K and figure i have been to doctors 20x at $100 a visit = 2K.. hell ill say 5k in benes just to be safe. The margin on me is 96.2%. I shouldn't have to pay anymore for the rest of my life unless I have a major illness.
 
Chap I'm lucky I only pay 3K for family and wife and I are late 40's we go several times a year. Me mostly weekend warrior injuries playing tennis. And several injuries a year with college wrestlers.
 
Topspin said:
so what to you think a not so rich non college grad 23 yr old feels. LOFL
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well all of them I know at age 23 right now (some cousins) dont even have a real job yet because of the economy so are working temp jobs with no benes to begin with.. Tho there parents can still claim to cover them until they are 25yo.
 
can only claim them if they are full time college students after I think 21. I just had one fall off and the other has 2 yrs left.
Shit auto insurance is a killer for under 25 males now you want to mandate health insurance too. If it passes I'm buying something like United Healthcare. If you can't beat the thieves join em.
 
Topspin said:
can only claim them if they are full time college students after I think 21. I just had one fall off and the other has 2 yrs left.
Shit auto insurance is a killer for under 25 males now you want to mandate health insurance too. If it passes I'm buying something like United Healthcare. If you can't beat the thieves join em.
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This is why after my house is paid off im going to take a massive pay cut and go work for the govt working 32hours. 8 more years.

If you cant beat them join them. Fucking working my ass off for everyone else to steel my hardwork in the name of social justice.
 
webbway said:
As health-care legislation advances through Congress, the young adults who were so vital to President Obama's election are emerging as a significant beneficiary of his top domestic priority, but they are also likely to play a major role in funding any reform.
This Story

*
Young Adults Likely to Pay Big Share of Reform's Cost
*
Young Adults and Health Insurance

In a campaign-style rally Thursday at the University of Maryland at College Park, Obama will aim to tap his richest vein of support -- voters younger than 30 -- to help sell his reform plan to a more skeptical general public. "We're at an important turning point in our push for real reform," read the e-mailed invitation, "and it's critical that we seize this moment."

A 2008 study by the Urban Institute found that more than 10 million young adults ages 19 to 26 lack health insurance coverage. For many of those people, health-care reform would offer the promise of relatively inexpensive individual policies, which do not exist in many states today.

The trade-off is that young people would no longer be permitted to bet on their good health: All the reform legislation before Congress would require individuals to buy at least minimal coverage.

Drafting young adults into any health-care reform package is crucial to paying for it. As low-cost additions to insurance pools, young adults would help dilute the expense of covering older, sicker people. Depending on how Congress requires insurers to price their policies, this group could even wind up paying disproportionately hefty premiums -- effectively subsidizing coverage for their parents.

http://www.washingtonpost.com/wp-dyn/content/article/2009/09/15/AR2009091503716.html

Suck it up kiddies, you get stuck with the bill. :readit:
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Once, again, we can look at countries that have universal medical. Do we see young people taking to the streets to protest the taxes they pay for that? No, we do not.

This idea of medical coverage adding disproportionately to the deficit or young people getting stuck with a crushing tax bill is nonsense. It's never happened in any other country and it's not going to happen in the US.

Not one country with a medical plan has reverted to the old "pay or suffer" system. Why do some people think the US will be the first and only country to botch a medical plan?
 
apple0154 said:
Once, again, we can look at countries that have universal medical. Do we see young people taking to the streets to protest the taxes they pay for that? No, we do not.

This idea of medical coverage adding disproportionately to the deficit or young people getting stuck with a crushing tax bill is nonsense. It's never happened in any other country and it's not going to happen in the US.

Not one country with a medical plan has reverted to the old "pay or suffer" system. Why do some people think the US will be the first and only country to botch a medical plan?
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Apple on the countries that have universal care are they apples to apples with us. IE. we are just adding mandates to young to cover the old gezzers, I don't think that's what france and canada have.
 
Topspin said:
Apple on the countries that have universal care are they apples to apples with us. IE. we are just adding mandates to young to cover the old gezzers, I don't think that's what france and canada have.
Click to expand...

While I don't see Obama's plan as being anything near perfect it is a start and a start is what's needed. The ultimate goal, the fair and equitable solution, is universal medical.

It's inevitable that during the change there will be inequities but those will spur people to push for a universal system. Once in place the young people now bearing the brunt of the change will benefit from a guaranteed medical plan and, probably, lower drug prices such as from which Canadians benefit.

While perhaps not the fairest solution at least the young people will benefit down the road.
 
It goes down in flames because of this.

Individuals, however, would be fined up to $950 annually for failing to obtain coverage; families could be fined as much as $3,800.
 
I love it, all those young numbskulls who voted for CAHNGE, will not have any change to party on..they will have to buy insurance or get FINED..lol
 
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