You're both the same, so no differences at all. Same answers apply to you both.
lol at 'Black Swan Events'!!! A phony ass covering phrase if there ever was one. Your poor google scholaring on display again.
Retirees 'stunned' as market turmoil over tariffs shrinks their 401(k)s
- Thread starter Guno צְבִי
- Start date
You're both the same, so no differences at all. Same answers apply to you both.
Dutch Uncle
* Tertia Optio * Defend the Constitution
^^^
Poor Ms. Edwina can't stand being corrected with facts. Look up your own references, dear, but it's pretty clear what Trump's oligarchs do to make money.
In Trump's America, the Oligarchy Is Done Pretending to Care About You
The world’s richest people are done feigning concern for immigrants, LGBTQ Americans, or democracy — they’re ready to cash in with Donald Trump.
www.rollingstone.com
Yeah, is that why a major auto maker is going to lay employees off
Seems like automakers didn’t get the message…
Stellantis to lay off 900 U.S. workers, pause Canada and Mexico plants as tariffs arrive
Idling the assembly plants is set to trigger about 900 temporary layoffs at some U.S. powertrain and stamping facilities.
www.detroitnews.com
Laying off 900, oooops
Yeah, cuz they never ever laid anybody off until now, right? lol
Seems like automakers didn’t get the message…
Stellantis to lay off 900 U.S. workers, pause Canada and Mexico plants as tariffs arrive
Idling the assembly plants is set to trigger about 900 temporary layoffs at some U.S. powertrain and stamping facilities.www.detroitnews.com
Laying off 900, oooops
Seems like you know nothing about sales and other factors. So how many were laid off when your heroes got big tax brakes to off-shore those jobs? I would bet they laid off a lot more. due to that. Want to take that bet?
We all wish he were cutting waste. He has no idea what he’s doing.
He should have worked with the inspector generals of each department. That would have been the smart way to make cuts.
Neoclitorus
Best
fuck each department.
LurchAddams
There Can be Only One!
The signature disagreement between the Fed and trump for the next four years is whether to raise interest rates. The Fed will need to raise interest rates artificially high, like they did in the late 1970's, to fight inflation.
Once again, that is artificially high, not artificially low. It is trump who wants artificially low.
LurchAddams
There Can be Only One!
Neoclitorus
Best
Neoclitorus
Best
wrong.
shutting down usaid and the dept of education are massive savings.
government workers can learn to code. they better cancel those hi1b visa programs if they know what's good for them.
LurchAddams
There Can be Only One!
Yeah. So, let's say manufacturing can come back to America. What do you think the billionaires will do? Will they invest in capital (robotic workers) or labor (hiring people). If you answered "hiring people" I've got some swampland in Florida to sell you!
Not a chance. America's dominance in the world just ended. trump has promoted China to be the most powerful nation. Thanks, "Mr. President"!
Soon.
Even sooner if you would REALLY apply yourself and get your ass to work. Nose to the grind stone and keep pushing. That is my advice to you.
There is a reason that they would be at that much of a discount. Whatever the underlying reason is, the markets have decided that underlying reason means that bonds will not be paid off. The only reason sellers can get 25% is that the market is often slow to completely give up on a bond, but the market has basically deemed that bond worthless.
Sometimes speculators will have insider information that is better than the market's... But that is rare, and often illegal.
The War of 1812 ended 200 years ago. Milken went to prison nearly 40 years ago. So we have rare, and often illegal.
I did not say it was impossible to make money in bonds, I said that they were not about making money. They are more about storing money, without losing too much.
They will make a little money, hopefully, but they are not big money makers... With a few extreme exceptions 200 years ago.
There are dividends, which is money you get before selling.
And there are tricks one can use to get money without selling. Buy, borrow, die strategy allows you to borrow on what you own(which is not a taxable profit), payback the borrowed money(which is a tax deduction loss), and hold everything until you die(when the capital gain asset values will be reset to the current value). If done correctly, you can have plenty of spending money, and never pay a penny of taxes.
Usually, you want to try to live off someplace between 2% and 4% of your earning assets. Dividends are in the 1% to 2% lately, but would probably go up if there was a stock market crash. So you will be selling a few percent of your stocks a year to makeup the shortfall.
When you reallocate the stocks and bonds mix, you would also either buy or sell stocks. The cool part about that is you will tend to sell stocks when they are too high, and buy stocks when they are too low. While on average you might lose somewhere between 1% and 2% yield due to keeping 10% in bonds, you will add between 2% and 3% average yield by selling high, and buying low. The 10% bonds actually means you make no just more stable returns, but also better returns.
You might be forced to sell some of the stocks when everyone else is selling, but not much. You are selling on average one or two percent a year, but when the stock market is down, you are most likely selling bonds and buying stocks. You are taking your living expenses out of the bonds part of the portfolio.
If possible, you want to reduce your living expenses during the down times. That is often easier said than done. But this strategy should carry you through even if you cannot reduce your living expenses much.
Timing the market is hard, and I do not want to even try with most of my retirement funds. So I am forced to just ride the market down and then up like a roller coaster.
I did take a tiny bit out (5%) and try to predict/time the market. That has already made me enough profits to more than replenish the 5% and makeup for the market losses. I am ahead of where I wanted to be.
These clowns vote for destroying the economy for 60 years, then snivel when Daddy doesn't fix it in two days. Fucking halfwits.
BartenderElite
Verified User
lol yes it is. Bubble economies are fraudulent, always have been. You are just ignorant and read that idiot crap somewhere and parrot it here, is all.
BartenderElite
Verified User
That's the counter? The prosperity under Clinton, the longest peacetime recovery under Obama, 16 million jobs added under Biden - all fraudulent? And the crashes under Bush and Trump were also fraudulent I assume?
LOL
Not even a nice try. Historically, there is zero argument - zero. Republicans crash economies. Democrats rebuild them & things are better for Americans under Dems.