The CBO on insurance premiums

[PostmodernProphet]

http://krugman.blogs.nytimes.com/2009/11/30/the-cbo-on-insurance-premiums/

The CBO on insurance premiums

The Congressional Budget Office has released its much-awaited estimate on how the Senate health care bill would affect premiums. It’s good news from the point of view of reform advocates: premiums would stay about the same for people with group coverage, while falling significantly for most of those in the small-group or individual markets. Jon Gruber has crunched the numbers, and produces this convenient chart (via Yglesias):

But here’s the thing: senior Republican politicians suffer from reading comprehension. (To be fair, the CBO report is written in a remarkably elliptical style). Several have already claimed that the report shows that premiums will rise.
And they probably won’t get called on it. More than that, in today’s Beltway, where David Broder can say that he can’t find an expert who believes the Senate bill is deficit neutral when the Congressional Budget Office says it is, the good news in this report may well just be ignored.
Anyway, for what it’s worth the CBO has now given the Senate bill a clean bill of, um, health on both its budget impact and its impact on families.

I'm not sure where they are getting their numbers.....I'm approximately in that 400% of poverty level and my current premiums are under $6k a year.....obviously $9k is NOT a decrease.....

 

[FUCK THE POLICE]

you mean like restricting mammograms till after 50 and eliminating coverage for prostate exams after age 75..

The new guidelines are entirely voluntary and no insurance companies have changed away from the old guidelines.

You are a lying piece of shit and should be ashamed.

 

[FUCK THE POLICE]

Who dictates on what will be covered?

Whatever insurance plan you buy?????

 

[FUCK THE POLICE]

That is complete bullshit. You think that because the government 'sets a price' that supply and demand no longer exist? That transportation costs and duplication doesn't increase costs.

You continue to say 'population density has nothing to due with costs' and then turn around and refuse to answer the simple question I posed to you long ago.

Which costs more..... hospital/medical services for one city with a population of a million people or the same exact services for 40 cities with a combined population of one million people?

I know you will avoid answering that again. Probably by yet another strawman. (such as your idiocy above pretending I don't care about others and because I 'got mine')

Well the thing is, SF, when countries regulate prices and force people to sell at a bare minimum, who do you think the companies raise prices on to make up the difference? could it be the only unregulated market out there?

 

[FUCK THE POLICE]

USPSTF (U.S. Preventive Services Task Force)

According to the Agency for Healthcare Research Quality, US Preventive Services Task Force is "an independent panel of experts in primary care and prevention that systematically reviews the evidence of effectiveness and develops recommendations for clinical preventive services."[1] The task force, a panel of experts, is funded and appointed by the government of the United States

This "death panel" recommends what should be covered and what shouldn't be.

No they don't, you lying piece of shit. You should be shot for spreading these lies.

 

[Topspin]

I honestly think we should wait till after the boomer generation to implement this. Aging boomers are the largest drain on health we will ever see in this country and we are also going to have a problem with ssi. hell by the time the take take take make laws that benefit us only boomers die off we are gong to be bankrupt.

Bullshit, we have the power we make the calls.

 

[Topspin]

they are cost shifting not cutting
Doctors make 250,000 on average no one is cutting that monopoly price.
The wealthy are being bludgioned for the poor. PERIOD!!!

 

[Cancel 2016.2]

they are cost shifting not cutting
Doctors make 250,000 on average no one is cutting that monopoly price.
The wealthy are being bludgioned for the poor. PERIOD!!!

You are looking at their average INCOME...

Now look at their average MALPRACTICE premium...

 

[Cancel 2016.2]

Well the thing is, SF, when countries regulate prices and force people to sell at a bare minimum, who do you think the companies raise prices on to make up the difference? could it be the only unregulated market out there?

right now... as the government mandates Medicare and Medicaid rates to hospitals etc.... the hospitals in turn pass along the cuts to the private insurance side. Which is precisely why the increases in private insurance are at a faster pace than the increases in Medicare costs. Typically about a percent higher.

 

[Topspin]

You are looking at their average INCOME...

Now look at their average MALPRACTICE premium...

income comes after expenses,

that said malpractice is a gov perpetuated fraud.

Some dude in Canada say's during a debate, one in Canada simply would not even consider suing a Dr.

 

[Cancel 2016.2]

income comes after expenses,

that said malpractice is a gov perpetuated fraud.

Some dude in Canada say's during a debate, one in Canada simply would not even consider suing a Dr.

Malpractice has become that in the US. In Canada and most countries, people will sue if the doctor/hospital is negligent. Here we sue any time anything goes wrong.

Income does not come after expenses. It comes before. NET Income comes after taxes and expenses. My Uncle is an anesthesiologist... his Income is $500k... his malpractice insurance is about $230k.... he nets the $270

 

[Topspin]

Malpractice has become that in the US. In Canada and most countries, people will sue if the doctor/hospital is negligent. Here we sue any time anything goes wrong.

Income does not come after expenses. It comes before. NET Income comes after taxes and expenses. My Uncle is an anesthesiologist... his Income is $500k... his malpractice insurance is about $230k.... he nets the $270

well then my bad, net income average is $250,00 I mispoke your unkle is a perfect example.
This pile of shit plan will only make it worse, why else would dudes banking 2 fitty rise up and threaten to quit in droves.

 

[Cancel 2016.2]

well then my bad, net income average is $250,00 I mispoke your unkle is a perfect example.
This pile of shit plan will only make it worse, why else would dudes banking 2 fitty rise up and threaten to quit in droves.

The $250k may be the average, but it is not those (like my uncle) that will be quitting. It will be the general practitioners who make no where near that amount that will quit in droves as it simply won't be worth it. THAT is what leads to the rationing problem that occurs in countries like the UK etc...