Doing a little research, I found the lowest number in claims is THEFT. Yet, its motherfuckers breaking into yo house that makes the hood notorious. Trust and believe NOBODY IS FILING CLAIMS ON THEFT IN THE HOOD, if I filed a claim every time my shit was stolen off my patio or in my backyard.....Like give me a break.....So where's the rational in all this? I live in the zip code that harness this type of statistical unfairness. Then I find if you have a low credit score, your more apt to burn your house down and file a false claim. The irony, burning down a home in the hood, a home that ain't worth much to began with is just pure bullshit....like make this shit make sense. MEANWHILE WE HAVE A INDUSTRY WHO OVER AND OVER AND OVER REBUILDS HOMES THAT ARE SUBJECT TO ALL THE WEATHER EVENTS EACH YEAR, that because of their elite zip codes....pays next to nothing in homeowners insurance....THIS SHIT DON'T MAKE FUCKIN SENSE AT ALL. And here's the real real in all this, unless you have a rider on your policy for earthquake, flood and all this global shit, THE MOTHERFUCKERS DON'T PAY YOU SHIT ANYWAYS, SO WHY ARE THE POOR FOOTING ALL THE DAMN BILLS???