Obama came up with nothing. Congress in collusion with the insurance industry came up with a plan. Obama just signed off on it. I can remember when he finally tried to get some Republicans onboard with the plan and in a meeting that was videoed, Paul Ryan tore the plan apart with solid accounting data and the like as Obama sat there with a look on his face that was combination I can't follow any of this, and I am royally pissed off! This fucker is making me look stupid!
It made things worse. That is ALL Obamacare did. It made things worse.
I suspect that it's far down his 'To Do' list and not a priority. Obama wanted a big flashy social-welfare program score in the mold of the New Deal, or Great Society (both largely failures too)
Yes, government did create this problem. FDR created it in fact. When the US entered WW 2, FDR passed wage and price controls on all of US industry. At the same time, there was a massive labor shortage. Employers in order to get the workers they needed resorted to alternate income in other forms as an incentive to workers. Those incentives included, free healthcare / health insurance, free or low-cost meals at a cafeteria (got around rationing limits for workers), bus or other employer provided transportation to and from work, low-cost housing, and the like.
When the war ended many of these slowly disappeared. The health insurance one stayed in place. Over time, this expanded as employers found prospective employees expected it.
So, yes, government DID create this problem in its entirety.
That prior to WW 2, Americans paid directly for healthcare. After WW 2 and FDR's wage and price controls, employer provided health insurance became the norm.
Government isn't "bad," so much as government is incompetent. Government is the worse way to do just about anything, but sometimes it's the only way possible.
Yes, government is necessary for a society to function. It usually grows over time and becomes increasingly intrusive and oppressive to the society it was meant to serve. Therefore, the people need to keep their collective boot on its neck and make sure government knows its place and doesn't get out of control.