What is the alternative you support if any? Criticism is easy and I see nothing else from you.
first of all, the Republicans have suggested action, which the committee has refused to consider.....
if I were to make changes I would begin by eliminating the corporate deduction for healthcare benefits and I would make all benefits taxable as the income they really are.....this would return the responsibility for shopping competitively for insurance in the hands of the consumer....
I would create a second injury fund regulated by the government in which each insurance company would re-insure against the worst ten percent of claims and pay an appropriate percentage of premiums to satisfy the claims of said ten percent worst....thus eliminating any company from rejecting a person for having claims.....
Since insurance would now be unrelated to work, we wouldn't have to worry anymore about transportability.....
I would standardize claim forms and procedures, so hospitals wouldn't need a dozen people on staff simply to process insurance claims......
I would eliminate punitive damages in tort actions, limiting judgments to actual damages....formulas could be developed in the same manner they have already been in worker's compensation law......
I would expand Medicare to include the bottom of the economic ladder with a sliding scale so you wouldn't have a blockage where people couldn't afford to take a job because they would lose their insurance.....though this might be done more effectively through Medicaid and putting the states in charge....have to see about that....
I would use the IRS to collect all insurance premiums, even for private companies, taking it out of everyone's paycheck like Medicare, and everyone would be required to have insurance.....
then I would let the dust settle to see where the squeaky wheels still needed oil......