If an individual isn't smart enough to earn a wage and pay for their own health care, then perhaps we really shouldn't give a fuck about them? I mean, that IS your logic right?
It is NOT the responsibility of businesses to pay for people's insurance. THAT is a HUGE part of the problem. Ever since this country started drifting towards employer based plans (not to mention medicaid and medicare), health care costs have ballooned.
While I understand the need to cover those with Cancer or other currently incurable diseases, the vast majority of this country should not be provided with 'guaranteed coverage'. When you have 'guaranteed coverage' you end up with fat, lazy people who don't take care of themselves. The insurance companies then charge each individual according to the lowest common denominator. The COSTS of the fat lazy people end up being shared with those that stay fit and eat healthy.
Again, there are those with illnesses/diseases that are not going to qualify who do not possess the ability to get better simply by eating well or exercising. But the majority could.