Nearly 15 % of US population without any form of health insurance coverage.

I'm 34. I was working as an independent contractor for the year and due to existing conditions my insurance options as an individual were extremely expensive. I decided not to get any and then switched back to being an employee in 2007 so I could get covered again through my company.
There are options, such as "conglomeration" where you get several contractors together to form a "bloc" to purchase insurance.
 
Basic keep me from going bankrupt insurance is not awfully expensive. Just be prepared to pay the first 5K or so a year.
 
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