OBAMA CARE IS AT RISK FOLKS.....

tigerred59 said:
I'm on medicare too and disability and I'm a vet. My journey is almost complete....but I worry as a minority living in this fucked up country about all of us and the impact this country has imposed foolishly upon itself. I hope we're all crying wolf....but Trump is just too damaged of a human being to even think this lunatic can muster up just an ounce of goodness...he's simply incapable of it.
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For me, the only way to maintain my sanity is to focus on myself and my family, and stop worrying about women in Texas dying in hospital parking lots.

We know the end of the story. I simply don't have the stomach for the play by play.

The good thing is that trump inspired millions of violent people to vote for him. When they realize he fucked them, one of them will surely take him out.
 
CBHype said:
It reduced choice. It jacked up insurance costs.
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Most Americans do not have choice. They get what the employer buys. The health insurance system makes greater profits by denying service. That is why you battle with them to get tests and procedures. They have a staff of doctors who read your health info forms and look for ways to deny services. That cannot be justified except profits are god in America. Have you ever battled with insurance companies by phone and mail? They figure eventually you will give up. If you are sick, fighting the medical denial system is exhausting.

Obamacare removed the pre- existing health conditions from the equation. Millions got coverage who have not had it before. Some ill people got help through the emergency room before Obamacare, costing hospitals millions.
Obamacare forced insurance companies to spend 85 percent of the money coming in on delivering healthcare. It provided many inner-city clinics to provide healthcare for poor people who paid according to their income.
Many policies Obamacare offered came at much lower costs than dealing directly with insurance companies.
 
Althea said:
For me, the only way to maintain my sanity is to focus on myself and my family, and stop worrying about women in Texas dying in hospital parking lots.

We know the end of the story. I simply don't have the stomach for the play by play.

The good thing is that trump inspired millions of violent people to vote for him. When they realize he fucked them, one of them will surely take him out.
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YEP right now they are all bent over letting Trump fuck them up the ass, once they realize he has a condom on and is using hot sauce as a lub they are going to be really pissed.
But that is what they all wanted.
As I have said be careful what you wish for once you get it and it turns on you and bites you in the ass it is too late to go back.
 
Tbird19482 said:
YEP right now they are all bent over letting Trump fuck them up the ass, once they realize he has a condom on and is using hot sauce as a lub they are going to be really pissed.
But that is what they all wanted.
As I have said be careful what you wish for once you get it and it turns on you and bites you in the ass it is too late to go back.
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That's fine for them. But the first time around trump cost the taxpayer $12 billion just on his trade war with China. Say nothing of the money he and Jarod funneled directly into their coffers. The debt will be ridiculous when he gets done.
Right now, world leaders are trying to figure out how to move forward without the U.S.. China is anxious to teach trump a lesson in trade policy again.

Our system has proven unstable with the possibility of major policy changes every 4 years. If our former allies were smart they would cash in their treasuries and show America just how fragile our economy really is. They'll have to find a new way to conduct trade without relying on America.

As it is, trump/Putin are plotting against them.

This will be fascinating in 4 years.
 
Nordberg said:
Most Americans do not have choice. They get what the employer buys. The health insurance system makes greater profits by denying service. That is why you battle with them to get tests and procedures. They have a staff of doctors who read your health info forms and look for ways to deny services. That cannot be justified except profits are god in America. Have you ever battled with insurance companies by phone and mail? They figure eventually you will give up. If you are sick, fighting the medical denial system is exhausting.

Obamacare removed the pre- existing health conditions from the equation. Millions got coverage who have not had it before. Some ill people got help through the emergency room before Obamacare, costing hospitals millions.
Obamacare forced insurance companies to spend 85 percent of the money coming in on delivering healthcare. It provided many inner-city clinics to provide healthcare for poor people who paid according to their income.
Many policies Obamacare offered came at much lower costs than dealing directly with insurance companies.
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It also eliminated junk policies that took your money and covered nothing. trump tried to bring them back.

Truth is, the next step is to let everyone buy into Medicare. It would be mutually beneficial.
 
CBHype said:
You are ignorant. Obamacare mandated ALL policies to cover things that I may not need.
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Obamacare requires all ACA compliant policies to cover certain requirements, and had extra taxes if you did not get a ACA compliant policy. trump got rid of those extra taxes, but you were always free to get whatever policy you want.
 
By the time these Trump appointee's get through trashing this country, expect once conquered childhood diseases to return. Measles is already starting to come back and its gonna hurt our babies someday. Once Trump deregulates everything, expect our air and water to become contaminated again. We are on a path of complete misery and Trump voters if there's a God, I hope they're in the cross fires of all this. Just sad, what Trump is doing to a country that gave so much to him and family only to have him abuse his voters and our nation.1731717026648.png
 
Walt said:
Obamacare requires all ACA compliant policies to cover certain requirements, and had extra taxes if you did not get a ACA compliant policy. trump got rid of those extra taxes, but you were always free to get whatever policy you want.
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NO! All policies must contain the mandated coverage of the ACA.
 
CBHype said:
NO! All policies must contain the mandated coverage of the ACA.
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That is not how reality works. All ACA compliant policies must contain certain requirements. If you did not get an ACA compliant policy, you would get penalized through taxes. These days, you do not get penalized, so get whatever you want.
 
Walt said:
That is not how reality works. All ACA compliant policies must contain certain requirements. If you did not get an ACA compliant policy, you would get penalized through taxes. These days, you do not get penalized, so get whatever you want.
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Let me REITERATE for the IGNORANT. New plans are not available that do not cover the ACA mandated covered services, thereby jacking up the price of ANY policy I would be able to purchase even though I did not need or want certain of the mandated coverage.

THE ACA JACKED UP THE COST OF HEALTH CARE INSURANCE.

OBAMA LIED!

During the Trump administration the penalty for me to NOT BUY healthcare insurance was removed.

ACA Mandated Health Coverage​

Based on the search results, all new individual major medical policies sold after January 1, 2014, must be ACA-compliant, meaning they conform to the regulations set forth in the Affordable Care Act (Obamacare). ACA-compliant coverage refers to a major medical health insurance policy that covers essential health benefits (EHBs), including:

  • Emergency services
  • Family planning
  • Maternity care
  • Hospitalization
  • Prescription medications
  • Mental health services
  • Pediatric care

Changes to the Individual Mandate​

However, as of January 1, 2019, the federal tax penalty for not having health insurance was eliminated. This means that health insurance is no longer mandatory at the federal level. While the ACA still requires most insurance plans to cover EHBs, the individual mandate is no longer enforced.

Off-Exchange and Grandfathered Plans​

Insurance policies sold off-exchange (outside the Health Insurance Marketplace) or grandfathered plans (purchased before March 23, 2010) may not be ACA-compliant, as they are exempt from certain ACA requirements. These plans may not cover all EHBs or may have different coverage levels.

In Summary​

Not all insurance policies sold in the USA need to contain all mandated ACA coverages. While ACA-compliant plans sold on or after January 1, 2014, must cover essential health benefits, off-exchange and grandfathered plans may not. Additionally, the elimination of the individual mandate means that individuals are no longer required to purchase health insurance that meets ACA standards.

Source: Brave AI
 
CBHype said:

Off-Exchange and Grandfathered Plans​

Insurance policies sold off-exchange (outside the Health Insurance Marketplace) or grandfathered plans (purchased before March 23, 2010) may not be ACA-compliant, as they are exempt from certain ACA requirements. These plans may not cover all EHBs or may have different coverage levels.

In Summary​

Not all insurance policies sold in the USA need to contain all mandated ACA coverages. While ACA-compliant plans sold on or after January 1, 2014, must cover essential health benefits, off-exchange and grandfathered plans may not. Additionally, the elimination of the individual mandate means that individuals are no longer required to purchase health insurance that meets ACA standards.
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So let's cover this, and see what it says. First, it says that anything can be in an off-exchange plan. So if you go out and buy a plan in the old way, not everything has to be in the plan. The problem was that if you got a non ACA-compliant plan you would not meet the individual mandate... But your link points out that the individual mandate has been eliminated, so who cares.

If you read nothing else, read the last sentence in your own post, "Additionally, the elimination of the individual mandate means that individuals are no longer required to purchase health insurance that meets ACA standards."
 
Walt said:
So let's cover this, and see what it says. First, it says that anything can be in an off-exchange plan. So if you go out and buy a plan in the old way, not everything has to be in the plan. The problem was that if you got a non ACA-compliant plan you would not meet the individual mandate... But your link points out that the individual mandate has been eliminated, so who cares.

If you read nothing else, read the last sentence in your own post, "Additionally, the elimination of the individual mandate means that individuals are no longer required to purchase health insurance that meets ACA standards."
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Non-ACA Compliant Insurance Options​

Based on the provided search results, here’s a breakdown of the information:

  1. Non-ACA-compliant coverage options: The Affordable Care Act (ACA) requires individual health insurance policies to meet certain consumer protections, such as guaranteed issue, community rating, and essential health benefits (EHBs). However, alternative coverage arrangements, like short-term limited-duration insurance (STLDI), association health plans (AHPs), and health care sharing ministries (HCSMs), do not comply with these ACA standards.
  2. Availability: These non-ACA-compliant coverage options are available for purchase in the USA, but their sale is regulated by states. Some states have taken steps to limit their availability, such as:
    • Discontinuing transitional coverage (e.g., Massachusetts and New York)
    • Restricting the duration of STLDI plans (e.g., several states)
    • Enacting “safe harbor” rules exempting HCSMs from state insurance regulation (30 states)
  3. Federal regulations: The ACA exempts HCSM members from the federal individual mandate, and federal law does not dictate how states regulate these entities. However, the ACA does not explicitly prohibit the sale of non-ACA-compliant coverage options.
  4. State-by-state variations: The regulation of non-ACA-compliant coverage options varies by state. Some states may have more restrictive laws or regulations, while others may have more permissive environments.
  5. Impact on the individual market: The availability of non-ACA-compliant coverage options can potentially destabilize the individual market risk pool, as healthier individuals may opt for these cheaper, less comprehensive plans, leaving sicker individuals in ACA-compliant plans.
In summary, healthcare insurance policies that do not meet all ACA-mandated coverage can be purchased in the USA, but their availability and regulation vary by state. Some states have taken steps to limit their availability, while others have more permissive environments. The sale of these non-ACA-compliant plans can have implications for the individual market risk pool and the overall stability of the healthcare system.
 
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