Obamacare screws the young & healthy

Back to the opt, teabagger bashing party later
Of course if fucks the young
They don't vote
And the scheme fails without them
 
Your dimwitted effeminate whine and selective outrage have been noted.

So are you naturally stupid? Curious minds would like to know? What part of Dudes moronic rants did you find educational?

I think you are dumber than dude; a whiney moron. He's just stupid.


No, I am not stupid.

It's your inability to understand rational thought that makes it appear that I am.

So, you think I am dumber than Dude...so what?

Your inability to complete a single sentence without resorting to insults and vulgarity proves you are too stupid to make such a judgement.
 
The differences in costs are not that great from what he said, obviously I'm not making his insurance choices or any of his choices at this point in time.

All of my kids have been financially on their own for the most part, (other than living here during school breaks and paying car insurance while in college), since they were 18. They knew that would be the case since they were in middle school, financially I wouldn't be able to support them when child support ended. They could have gone to court to have their dad pay for college or part of, they each chose not to.

Thus, I stopped making choices for them long ago.

I suppose that is why they may be bristling under the government doing so?
Fair enough. There's a lot of info that you/we aren't getting here. It also depends on which state he resides in, and what the exchanges look like. Those who live in obstructionist states, have fewer choices. I believe W.Virginia only has one provider.

Nevertheless, I know that there are $1250 deductibles available, with HSAs attached. And, I see many complaining simply because the employer chose to dump coverages.
 
Fair enough. There's a lot of info that you/we aren't getting here. It also depends on which state he resides in, and what the exchanges look like. Those who live in obstructionist states, have fewer choices. I believe W.Virginia only has one provider.

Nevertheless, I know that there are $1250 deductibles available, with HSAs attached. And, I see many complaining simply because the employer chose to dump coverages.

We're in very blue IL. He doesn't need the exchanges, not part of this particular discussion.
 
We're in very blue IL. He doesn't need the exchanges, not part of this particular discussion.
Don't understand what you mean by 'don't need'? The exchanges provide a variety of choices. Are you saying that his employer opted for only one plan, and your son doesn't like it? If so, he can shop for himself.
 
Don't understand what you mean by 'don't need'? The exchanges provide a variety of choices. Are you saying that his employer opted for only one plan, and your son doesn't like it? If so, he can shop for himself.

His employer has many options, major bank. All of their plans, like other employer plans must conform to ACA. He'd like his old plan, no longer possible. Besides, nothing on the exchanges would be as inexpensive as his employer contributions and low deductible. So, if forced into paying he chose the one that seems best/most cost efficient. Isn't that what you'd do?
 
His employer has many options, major bank. All of their plans, like other employer plans must conform to ACA. He'd like his old plan, no longer possible. Besides, nothing on the exchanges would be as inexpensive as his employer contributions and low deductible. So, if forced into paying he chose the one that seems best/most cost efficient. Isn't that what you'd do?

Didn't Obama say if you like your plan, you can keep your plan?
 
His employer has many options, major bank. All of their plans, like other employer plans must conform to ACA. He'd like his old plan, no longer possible. Besides, nothing on the exchanges would be as inexpensive as his employer contributions and low deductible. So, if forced into paying he chose the one that seems best/most cost efficient. Isn't that what you'd do?
Of course. If you can get a plan with a high deductible for only $50 less/month than a $500 deductible, then you pay the $50.

But, I'm not seeing anything for Chicago that comes anywhere near the $300/mo. figure you quoted. If his employer is making contributions, I don't understand how he's paying $300? Chicago has one of the largest exchanges available. He has options. It seems he's just complaining because his terms changed. Nobody likes change.
 
I know that liberals don't understand automobile insurance.

I know because their President doesn't understand automobile insurance.


I change my automobile insurance every 2 years because they lure you in with an attractive introductory rate and then incrementalize you to death.

So I keep myself on an introductory rate.

How is this going to apply to Obamacare? Watch and see...
 
So, far we're getting the monthly rates for only the lowest cost plans. For example, a 25-year-old nonsmoker will pay $120 a month in Chicago. For a 40-year-old nonsmoker, it would be $152 a month in Chicago. A 60-year-old will pay $323 a month. ot very specific, I know, but I haven't looked for the actual rates yet


Didn't you claim you were working through an agent?

Or was that someone else?
 
Of course. If you can get a plan with a high deductible for only $50 less/month than a $500 deductible, then you pay the $50.

But, I'm not seeing anything for Chicago that comes anywhere near the $300/mo. figure you quoted. If his employer is making contributions, I don't understand how he's paying $300? Chicago has one of the largest exchanges available. He has options. It seems he's just complaining because his terms changed. Nobody likes change.

Well that article you posted was from 6 days before the roll out and as ABC commented, only the least expensive plans were listed. Why in the world would anyone pay more than $200 per month, still with a $5k deductible, when one can mitigate against that deductible, while co-pays become 0 or close to for all services, including meds? Anything you do pay is deducted from your deductible, unlike the lower cost plans.

As I said to Dude or Dung, he's not raking in the $$, but has enough to make wise choices.
 
Now, back to our regularly-scheduled topic:

If they can get the Obamacare exchange website to work, young people may learn some bad news upon signing up.

A report from the conservative American Action Forum found that health insurance rates for 2.7 million people aged 18 to 35 — the so-called young invincibles crucial to the health-care law’s success — would rise dramatically.

The main purpose of the individual mandate was to have these younger, relatively healthy consumers subsidize the costs of older, sicker and more expensive insurance enrollees.

“Due to the ACA’s sweeping market reforms, rates for low-premium plans have increased exponentially between 2013 and 2014. In fact, on average, a healthy 30 year old male nonsmoker will see his lowest cost insurance option increase 260 percent,” reads AAF’s report.

A healthy 30-year-old would see his health insurance costs rise in all 50 states and the District of Columbia.

Pre-Obamacare premiums average about $62 per month, according to AAF, while post-Obamacare premiums average about $187 per month — a 202 percent difference. The average change between 2013 and 2014 low-cost premiums is 260 percent.

Premium increases vary by state. The biggest increase is in Vermont, where young people will face a $332, or 600 percent, increase in insurance costs. Young people in Massachusetts, on the other hand, will only see premiums go up by nearly $20, or 9 percent.

AAF notes that Massachusetts is an outlier because it has been under an Obamacare-like system since 2006 and has already experienced premium spikes to pay the highest premiums before the new federal health law.

Youngsters in other states won’t get hit as hard as Vermonters, but still will see huge premium increases. South Carolinians will see premiums spike by 227 percent and Californians will pay 247 percent more for low-cost health plans.

“Vermont, Georgia, Nebraska, Arkansas, and Wisconsin. Vermont, Wyoming, Mississippi, Alaska, and Indiana all experience the highest actual dollar amount changes between 2013 and 2014,” AAF reports.

These cost increases raise questions about whether even the individual mandate will be able to keep younger workers in the health insurance market.



http://dailycaller.com/2013/10/03/study-obamacare-spikes-young-peoples-health-insurance-costs/#ixzz2hGfNBsLJ
 
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