I'd say it was more the claim adjusters who bilked millions out of claimants. When Sandy blew part of my roofing shingles off and I got water damage in my living room, I spent almost $10,000 more than I got from the insurance co. to repair and replace all the damages. The CEO had nothing to do with that. The claim adjuster was that bad, I had to get a second adjuster to assess the damages, and that one still didn't cover all the replacement values. Anyone who shoots a man in the back in cold blood should be publicly hung. At least, let him see it coming.