evince
Truthmatters
tell us all about how you predicted the last REAL crash fucksmear
$1 Quadrillion Derivatives Casino
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tell us all about how you predicted the last REAL crash fucksmear
canceled.2021.1
#AMERICAISDEAD
Here is a question you can try to wrap your brain around shit stain. If the stock market is such a better investment than real estate, then why is it banks will never lend you money to invest in the stock market, but they will lend you money to invest in real estate.
I would love to hear the answer from JPPs self proclaimed expert in finance. Ready? Go bitch.
canceled.2021.1
#AMERICAISDEAD
Why won't the banks lend you money to buy stocks genius? I mean it is such a sure thing, the banks should be all over it lending people money to do it. Yet, the banks lend money to buy and invest in real estate. Why is that?
canceled.2021.1
#AMERICAISDEAD
http://www.cbsnews.com/news/history-says-home-real-estate-is-a-bad-investment/
Poopspin is fisted again. Not this is for residential real estate, but you can see from the data that it is not HALF as Poopspin claims.
Wrong again shit bag
Poopspin is fisted again. Not this is for residential real estate, but you can see from the data that it is not HALF as Poopspin claims.
Wrong again shit bag
canceled.2021.1
#AMERICAISDEAD
Poor Poopspin. This is why he is poor and has to worry about the vagaries of the market, while I spin off guaranteed income no matter what. Real Estate rocks
http://www.entrepreneur.com/article/228506
Look at all of the tax advantages of investing in real estate? I can get over a 100% IRR on my investment and poor Poopspin is bragging about a measly 8%. What a fucking loser. I hope nobody takes action based on this faux investor
http://www.entrepreneur.com/article/228506
Look at all of the tax advantages of investing in real estate? I can get over a 100% IRR on my investment and poor Poopspin is bragging about a measly 8%. What a fucking loser. I hope nobody takes action based on this faux investor
canceled.2021.1
#AMERICAISDEAD
It is clear you are in over your head boy. I asked you a specific question. Will Bank of America give you a loan to buy stock? The answer is FUCK NO. I didn't ask you about buying stock on margin which is a completely different scenario.
Additionally, when investing in real estate, the median home price increase is irrelevant. It is about the income generated from that property. This is why you are poor and I run circles around you. You should stop embarrassing yourself. But maybe you are like Deshtard and can't help yourself?
canceled.2021.1
#AMERICAISDEAD
I didn't say money isn't lost in real estate. I said that banks will take their chances on real estate. They won't take it on stocks. Fact. Just admit it
canceled.2021.1
#AMERICAISDEAD
You are like Deshtard. You just keep shouting the same ole slogans yet never back them up. I wouldn't call what I do work. I enjoy it. I spin off tons of income each year and pay less in taxes than you do. I have more write offs than I know what to do with. It is clear that you are just jealous. Hell, for all you know you are one of my tenants. Maybe I should jack my rents up. Oh yeah, didn't know that did ya? I can jack my rents up 3% a year. Can't do that with stock. Compound that bitch
Real Estate vs. Stocks - Which Is the Better Investment?
A Comparison of Real Estate Investments vs. Stocks
By Joshua Kennon
Real estate sign indicating sold house - Chad Baker/Jason Reed/Ryan McVay/Photodisc/Getty Images
Chad Baker/Jason Reed/Ryan McVay/Photodisc/Getty Images Asking the questions, “Which is a better investment – real estate or stocks?” is like asking whether chocolate or vanilla is superior or if an Aston Martin is better than a Bentley. There really isn’t an answer because a lot of it comes down to your personality, preferences, and style. It also comes down to the specifics of the individual investment. Very few stocks would have beat buying beachfront property in California in the 1970’s using a lot of debt, and then cashing in twenty years later. Virtually no real estate could have beat the returns you earned if you invested in shares of Microsoft, Johnson & Johnson, Wal-Mart, Berkshire Hathaway, Dell or Southwest Airlines, especially if you reinvested your dividends. So the answer, as with many things in life, isn’t as easy as it may seem.
Let’s begin by looking at each type of investment:
Real Estate: When you invest in real estate, you are buying physical land or property. Some real estate costs you money every month you hold it - think of a vacant parcel of land that you hope to sell to a developer someday but have to come up with cash out-of-pocket for taxes and maintenance. Some real estate is cash generating – think of an apartment building, rental houses, or strip mall where the tenants are sending you checks each month, you pay the expenses, and keep the difference as the profit.
Stocks: When you buy shares of stock, you are buying a piece of a company. Whether that company makes ice cream cones, sells furniture, manufacturers motorcycles, creates video games, or provides tax services, you are entitled to a cut of the profit, if any, for every share you own. If a company has 1,000,000 shares outstanding and you own 10,000 shares, you own 1% of the company. Wall Street makes it seem far more complicated than it is.
The company’s Board of Directors, who are elected by stockholders just like you to watch over the management, decides how much of the profit each year gets reinvested in expansion and how much gets paid out as cash dividends. If you are interested in this concept, read Investing Lesson 1. It will explain how a company sells stock in itself and how those shares end up being traded on Wall Street. You may even want to check out Investing Lesson 2 – Why Stocks Become Over or Under Valued to understand what moves stock prices.
The Pros and Cons of Real Estate vs. Stocks
Now, let’s look at the pros and cons of each type of investments to better understand them.
Pros of Investing in Real Estate
Real estate is often a more comfortable investment for the lower and middle classes because they grew up exposed to it (just as the upper classes often learned about stocks, bonds, and other securities during their childhood and teenage years). It’s likely most people heard their parents talking about the importance of “owning a home”. The result is that they are more open to buying land than many other investments.
When you invest in real estate, you invest in something tangible. You can look at it, feel it, drive by with your friends, point out the window, and say, “I own that”. For some people, that’s important psychologically.
It’s more difficult to be defrauded in real estate compared to stocks if you do your homework because you can physically show up, inspect your property, run a background check on the tenants, make sure that the building is actually there before you buy it, do repairs yourself ... with stocks, you have to trust the management and the auditors.
Using leverage (debt) in real estate can be structured far more safely than using debt to buy stocks by trading on margin.
Real estate investments have traditionally been a terrific inflation hedge to protect against a loss in purchasing power of the dollar.
Cons of Investing in Real Estate
:
Compared to stocks, real estate takes a lot of hands-on work. You have to deal with the midnight phone calls about exploding sewage in a bathroom, gas leaks, the possibility of getting sued for a bad plank on the porch, and a whole host of things that you probably never even considered. Even if you hire a property manager to take care of your real estate investments, it’s still going to require occasional meetings and oversight.
Real estate can cost you money every month if the property is unoccupied. You still have to pay taxes, maintenance, utilities, insurance, and more, meaning that if you find yourself with a higher-than-usual vacancy rate due to factors beyond your control, you could actually have to come up with money each month!
As you learned in The Great Real Estate Myth, the actual value of real estate hardly ever increases in inflation-adjusted terms (there are exceptions, of course). This is made up for by the power of leverage. That is, imagine you buy a $300,000 property by putting in $60,000 of your own money, and borrowing the other $240,000. If inflation goes up 3% because the government printed more money and now each dollar is worth less, then the house would go up to $309,000 in value. Your actual “value” of the house hasn’t changed, just the number of dollars it takes to buy it. Because you only invested $60,000, however, that represents a return of $9,000 on $60,000. That’s a 15% return. Backing out the 3% inflation, that’s 12% in real gains before factoring in the costs of owning the property. That is what makes real estate so attractive.
A Comparison of Real Estate Investments vs. Stocks
By Joshua Kennon
Real estate sign indicating sold house - Chad Baker/Jason Reed/Ryan McVay/Photodisc/Getty Images
Chad Baker/Jason Reed/Ryan McVay/Photodisc/Getty Images Asking the questions, “Which is a better investment – real estate or stocks?” is like asking whether chocolate or vanilla is superior or if an Aston Martin is better than a Bentley. There really isn’t an answer because a lot of it comes down to your personality, preferences, and style. It also comes down to the specifics of the individual investment. Very few stocks would have beat buying beachfront property in California in the 1970’s using a lot of debt, and then cashing in twenty years later. Virtually no real estate could have beat the returns you earned if you invested in shares of Microsoft, Johnson & Johnson, Wal-Mart, Berkshire Hathaway, Dell or Southwest Airlines, especially if you reinvested your dividends. So the answer, as with many things in life, isn’t as easy as it may seem.
Let’s begin by looking at each type of investment:
Real Estate: When you invest in real estate, you are buying physical land or property. Some real estate costs you money every month you hold it - think of a vacant parcel of land that you hope to sell to a developer someday but have to come up with cash out-of-pocket for taxes and maintenance. Some real estate is cash generating – think of an apartment building, rental houses, or strip mall where the tenants are sending you checks each month, you pay the expenses, and keep the difference as the profit.
Stocks: When you buy shares of stock, you are buying a piece of a company. Whether that company makes ice cream cones, sells furniture, manufacturers motorcycles, creates video games, or provides tax services, you are entitled to a cut of the profit, if any, for every share you own. If a company has 1,000,000 shares outstanding and you own 10,000 shares, you own 1% of the company. Wall Street makes it seem far more complicated than it is.
The company’s Board of Directors, who are elected by stockholders just like you to watch over the management, decides how much of the profit each year gets reinvested in expansion and how much gets paid out as cash dividends. If you are interested in this concept, read Investing Lesson 1. It will explain how a company sells stock in itself and how those shares end up being traded on Wall Street. You may even want to check out Investing Lesson 2 – Why Stocks Become Over or Under Valued to understand what moves stock prices.
The Pros and Cons of Real Estate vs. Stocks
Now, let’s look at the pros and cons of each type of investments to better understand them.
Pros of Investing in Real Estate
Real estate is often a more comfortable investment for the lower and middle classes because they grew up exposed to it (just as the upper classes often learned about stocks, bonds, and other securities during their childhood and teenage years). It’s likely most people heard their parents talking about the importance of “owning a home”. The result is that they are more open to buying land than many other investments.
When you invest in real estate, you invest in something tangible. You can look at it, feel it, drive by with your friends, point out the window, and say, “I own that”. For some people, that’s important psychologically.
It’s more difficult to be defrauded in real estate compared to stocks if you do your homework because you can physically show up, inspect your property, run a background check on the tenants, make sure that the building is actually there before you buy it, do repairs yourself ... with stocks, you have to trust the management and the auditors.
Using leverage (debt) in real estate can be structured far more safely than using debt to buy stocks by trading on margin.
Real estate investments have traditionally been a terrific inflation hedge to protect against a loss in purchasing power of the dollar.
Cons of Investing in Real Estate
:
Compared to stocks, real estate takes a lot of hands-on work. You have to deal with the midnight phone calls about exploding sewage in a bathroom, gas leaks, the possibility of getting sued for a bad plank on the porch, and a whole host of things that you probably never even considered. Even if you hire a property manager to take care of your real estate investments, it’s still going to require occasional meetings and oversight.
Real estate can cost you money every month if the property is unoccupied. You still have to pay taxes, maintenance, utilities, insurance, and more, meaning that if you find yourself with a higher-than-usual vacancy rate due to factors beyond your control, you could actually have to come up with money each month!
As you learned in The Great Real Estate Myth, the actual value of real estate hardly ever increases in inflation-adjusted terms (there are exceptions, of course). This is made up for by the power of leverage. That is, imagine you buy a $300,000 property by putting in $60,000 of your own money, and borrowing the other $240,000. If inflation goes up 3% because the government printed more money and now each dollar is worth less, then the house would go up to $309,000 in value. Your actual “value” of the house hasn’t changed, just the number of dollars it takes to buy it. Because you only invested $60,000, however, that represents a return of $9,000 on $60,000. That’s a 15% return. Backing out the 3% inflation, that’s 12% in real gains before factoring in the costs of owning the property. That is what makes real estate so attractive.
Asset allocation of high net worth individuals in North America in 2014
The statistic shows the asset allocation of high net worth individuals in North America in 2014. About 33.9 percent of assets were allocated in equity.
Percentage of assets
33.9%
Equity
Cash and cashequivalents
23.7
Fixed income
18
Real estate
12
The statistic shows the asset allocation of high net worth individuals in North America in 2014. About 33.9 percent of assets were allocated in equity.
Percentage of assets
33.9%
Equity
Cash and cashequivalents
23.7
Fixed income
18
Real estate
12
Then why are all the economist predicting something much worse than a correction, boy?
Troll boy doesn't understand the fundamentals or he would know that everything is intentionally overinflated and any bad news could cause a panic that results in a repeat of 1929.