If you have to pay for it now, when you were getting it for free before, your screwed. I had great insurance. Free insurance. My company paid for it, but shortly after the bill became law, my company got rid of it. There are millions of others just like me.
I'll never have insurance as good as what I had.
Your company's excuse to be cheap and cut benefits and a great way for the government to get the blame instead of them.