He's right, you know

Okay, I read it. I guess grok doesn't realize there are people who don't have employer-sponsored health insurance. Comparison fail.


Fair point.

Here you go:


  • Assess Health Needs: If you have chronic conditions, frequent medical needs, or plan for maternity, choose ACA Marketplace or off-exchange plans for guaranteed coverage. For healthy individuals with low utilization, consider STLDI or DPC paired with a catastrophic plan, but weigh exclusion risks.
  • Budget Constraints: Non-subsidized ACA premiums are a significant burden (e.g., $1,600-2,000/month for a family). Off-exchange plans save slightly; STLDI or HCSMs cut costs further but sacrifice coverage. DPC is cost-effective for primary care but requires additional planning.
  • Enrollment Timing: Marketplace open enrollment starts November 1, 2025, for 2026 coverage. Off-exchange and STLDI plans can be purchased year-round, but STLDI requires health underwriting. HCSMs and DPC have flexible enrollment but may have membership criteria.
  • Monitor Policy Changes: Congress could extend enhanced subsidies (unlikely by October 2025 but possible in lame-duck sessions). Check Healthcare.gov or state exchanges for updates. Use tools like KFF’s subsidy calculator (adjusted for 2026) to estimate costs, even if ineligible for subsidies.

 
I wasn't sure you understand that DOGE never said they could undo years of overspending to the tune of $38 tillion in less than 9 months.

By all means, if you have any evidence of such a claim, post it.
I never said they could. In fact I said on the DOGE thread that the "savings" were just a forecast, not an actuality.



Also, the fastest rise in the national debt took place this year, outside of the pandemic. Can you explain why?

Fastest Increases in U.S. National Debt​

Recent Milestones​

August 2025$37 trillionReached in mid-August
October 21, 2025$38 trillionIncreased by $1 trillion in just over 2 months
[th]
Date​
[/th][th]
National Debt Level​
[/th][th]
Timeframe for Increase​
[/th]​

Historical Context​

  • The U.S. national debt has been increasing rapidly, with the current rate being the fastest outside of the COVID-19 pandemic.
  • The debt is now rising at a pace of approximately $1 trillion every 180 days, which is more than twice the rate observed since 2000.

Implications​

  • This rapid accumulation of debt is concerning as it leads to higher interest costs and potential economic challenges for future generations.
  • The increase in debt is compounded by factors such as rising interest rates and ongoing government spending.
The current trajectory indicates that the national debt is growing at an unprecedented rate, raising alarms about fiscal sustainability.
Yahoo
Investopedia

Auto-generated based on listed sources. May contain inaccuracies.
 
Is that so?

Did you expect DOGE to eliminate the national debt in 8 months (in the face of fierce Democrat opposition, including lawfare)?
I didn't expect the national debt to undergo one of the fastest rises in history, that's all. And as far as "lawfare," pffft. :LOL: Another made-up conspiracy to give trump cover.
 
I didn't expect the national debt to undergo one of the fastest rises in history, that's all.


Why not?

Joe Biden's term of office began on January 20, 2021, and ended on January 20, 2025. The total gross US national debt (also known as Total Public Debt Outstanding) increased by approximately $8.45 trillion over this period. This represents a roughly 30.4% rise

The US gross national debt stood at approximately $36.22 trillion on January 20, 2025.

By October 25, 2025, it had risen to roughly $38 trillion, reflecting an increase of about $1.78 trillion over 278 days (or roughly 9 months). This equates to an average daily growth rate of approximately $6.4 billion per day.This surge was driven by:
  • Persistent federal budget deficits, projected at $1.9 trillion for fiscal year 2025.
  • Elevated interest payments on existing debt, now exceeding $1 trillion annually and comprising the fastest-growing portion of the federal budget.
  • A prolonged government shutdown (ongoing as of late October 2025), which delayed revenues, increased short-term borrowing costs, and postponed fiscal reforms.
  • Backlog borrowing after the debt ceiling reinstatement at $36.1 trillion on January 2, 2025, and the exhaustion of extraordinary measures by mid-2025.
Maybe if you spent less time snarking about your Queen's mortal enemies, you could keep up with the issue you only pretend to care about when it suits you. But that would entail growing up and leaving the mena girls school,yard clique, wouldn't it?

And as far as "lawfare," pffft. Another made-up conspiracy to give trump cover.

Is that so?

Democrat opposition has largely manifested through lawsuits filed by Democrat state attorneys general, federal employee unions (often aligned with Democrat priorities), Democrat members of Congress, and nonpartisan but left-leaning watchdog groups.

While exact counts vary by source due to ongoing filings, appeals, and consolidations, reliable trackers and reports indicate over 100 court cases specifically involving DOGE have been filed since the announcement.

Courts have issued 83 temporary blocks and 28 full blocks on DOGE actions.

Counts exclude appeals (counted as part of original cases) and non-Democrat suits . . .

 
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