Sinkholes! Sorry, that just slipped out. Sinkholes freak me out, so Mr. Owl is constantly finding little news stories about them to show me. Sometimes he's like a mean older brother even though I'm the older one. lol
We are kind of the same way here only with sand.... heavy rain either just skates along the surface and runs down to the Lake, or sinks in, so no ponding to make its way into your home foundation.
I have a friend who lives on a SC barrier island. She's a parrot rescuer and has 31 macaws, plus assorted others from budgies on up. She spent the weekend in a rented cargo van, moving all her guys inland to various friends' homes till this blows over. Their problem there is the causeway to the mainland floods and then they are trapped on the island, usually w/o power for days or even weeks.