Agreed on all. Evil is a choice, the choice to turn away from good and light into evil and the darkness.
Agreed on natural occurrences not having intent. The asteroid that is headed for Earth is not evil. It's just nature. Same for the asteroid that took out the dinosaurs creating a biospheric vacuum that mammals filled.
If we led perfect, flawless lives, we'd be unthinking automatons. The maxim "Adversity creates character" comes to mind. I forget who said it, maybe Thomas Aquinas since he wrote a lot about the nature of mankind and God, but the speculation was asking the question of why God created mankind. His conclusion was "to create souls". Souls have to be forged through the trials and tribulations of living.
IIRC, it's not how long one lives, but how one lives that makes the difference. The reasoning being, if an eternal existence awaits, the small bit of time we live becomes irrelevant in the larger scheme of things. It's
how we live that matters. The choices we make, the impact our lives have on others and our environment and our strength of good character.
Romans 5
The Triumph of Faith
1Therefore, since we have been justified through faith, we have peace with God through our Lord Jesus Christ,
2through whom we have gained access by faith into this grace in which we stand. And we rejoice in the hope of the glory of God.
3Not only that, but we also rejoice in our sufferings, because we know that suffering produces perseverance;
4perseverance, character; and character, hope.
5And hope does not disappoint us, because God has poured out His love into our hearts through the Holy Spirit, whom He has given us.