So win/loss records aren't as important as you have made them out to be? You've argued, although admittedly biased, that Alabama was in because they only had one loss while other teams, despite winning their conference championship didn't get it because of two losses. UCF had NO losses and beat the team to which Alabama lost. There is no reason UCF should have been left out based on the items YOU regularly use to defend Alabama being picked. In fact, the things you mentioned that were important, with win/loss being the one you mentioned the most, are things for which UCF had a better record than Alabama.