What I hope the Supreme Court does to health care.

False they do not base price on payout expectations, if they did the profit margin would not be so great! They would have lowerd price to compete and accepted a smaller profit margin. They base price on what they belive people will pay. They make the profit via investment in the market and go from there. It is well known in my industry that when the market is up, they settle cases, when its down the hold onto the money!

Let us start with the basics... what do you think the profit margin is on average?
 
That does not make it right...

and you have not answered my question about how setting limits on attorney priceing would bring down the cost of health care...

Doesn't make it right? How so Jarod? Are you suggesting our legislative branch can't pass laws to regulate industries?

It helps provide more money to the actual victims while setting caps and not allowing blood sucking lawyers to leach 30% of the total award regardless of how long they work. It is the capping awards that will help to lower malpractice insurance, that will allow doctors to reduce defensive medicine practices, both of which will in turn help lower total expenses doctors/hospitals charge to individuals, which in turn will lead to lower individual premiums.
 
False they do not base price on payout expectations, if they did the profit margin would not be so great!

This portion is the most comical. Payout expectations is the largest component in the actuaries calculations. Do you honestly think they just say 'well, we should be able to price it at 'x' ' ?

What exactly do you think they price the premiums off of Jarod?
 
What part of actual health 'care' does the insurance company provide?

The payment. The same as it provides for home owners who get their roof damaged in a hail storm or a car owner who gets in a wreck or a payoff of a life contract or a payment for LTC.
 
Doesn't make it right? How so Jarod? Are you suggesting our legislative branch can't pass laws to regulate industries?

It helps provide more money to the actual victims while setting caps and not allowing blood sucking lawyers to leach 30% of the total award regardless of how long they work. It is the capping awards that will help to lower malpractice insurance, that will allow doctors to reduce defensive medicine practices, both of which will in turn help lower total expenses doctors/hospitals charge to individuals, which in turn will lead to lower individual premiums.

How does it help to cut attorneys fees. How would it lower malpractice insurance? It will not affect awards, so how would it affect premiums.
 
How does it help to cut attorneys fees. How would it lower malpractice insurance? It will not affect awards, so how would it affect premiums.

I already explained that Jarod. Either read what I write or don't. I am not going to answer the same question 100 times.
 
Once again we're looking at a two way street.

Capping malpractice will hurt those severely injured or killed by physicians. Cap only the lawyer fees and make the hospital, not the physician, more accountable for hiring substandard physicians.

A public option is needed to keep costs down. The insurance lobby won't agree to anything without it.

Opening borders to insurance companies will just increase rates. Substantially. Don't kid yourselves and think "competition" will lower prices.

Get rid of Part D. Just doing that will save billions off the budget.

Capping DME payments to a reasonable and honest level will help. Fine. Make a profit. Just don't rape the government. Charge them $100 for that $60 catheter, not $3000.



That said, the current bill sucks because it's bipartisan. No such bill should be burdened with appeasatory amendments and compromises. Congress and the President are here for the people.

We need a national health care plan that applies to everyone with fixed rates paid to physicians, reasonable co-pays, and no middle-man.
 
I already explained that Jarod. Either read what I write or don't. I am not going to answer the same question 100 times.


I read it, you made the claim but did not explain why. If attorney fees do not affect the value of the award how would it lower premiums.
 
The payment. The same as it provides for home owners who get their roof damaged in a hail storm or a car owner who gets in a wreck or a payoff of a life contract or a payment for LTC.

Exactly. In other words, it provides no actual 'care' at all. It's a completely unnecessary middle man who exists purely to make money from a transaction in which it provides nothing. Much like a pimp.
 
I read it, you made the claim but did not explain why. If attorney fees do not affect the value of the award how would it lower premiums.

Jesus christ you are seriously fucking retarded.

Do you understand the very simple concept that if you cap malpractice awards that costs in healthcare will go down?

If you do... then...

Do you understand that by capping the attorney's fees then the actual VICTIM will take home more of that capped amount? This portion benefits the VICTIM Jarod. But it is a part of capping the overall award amount.
 
Its like gas prices, all major carriers charge based on what price point brings in the most money, and factor affecting this most is what the market will support, not the price to provide the coverage. ALl you have to do is look at the profit margins to see that they are not cut based on competition, they are set based on what they can get away with.

It is not like gas prices. Insurance is not a fungible product.
 
Exactly. In other words, it provides no actual 'care' at all. It's a completely unnecessary middle man who exists purely to make money from a transaction in which it provides nothing. Much like a pimp.

so your idea then would be to eliminate all insurance and everyone just pay as they go?
 
The amount of attorney fees does not affect the value of the award.

Yet, somehow, attorney fees cause malpractice primums to go up?

Sounds like fraud on the insurance companies part!
 
Once again we're looking at a two way street.

Capping malpractice will hurt those severely injured or killed by physicians. Cap only the lawyer fees and make the hospital, not the physician, more accountable for hiring substandard physicians.

How? How will capping the malpractice hurt those injured or the families of those killed (which is what I assume you mean)?

Opening borders to insurance companies will just increase rates. Substantially. Don't kid yourselves and think "competition" will lower prices.

Competition does lower prices. Unless you are claiming that the insurance companies would collude on pricing. Are you claiming that?

Get rid of Part D. Just doing that will save billions off the budget.

Get rid of Medicaid and Medicare and Social Security and Welfare and Defense and Education and that will save even more.

We need a national health care plan that applies to everyone with fixed rates paid to physicians, reasonable co-pays, and no middle-man.

No middle man? LMAO... except of course for the government? A government who would determine fees, co pays, what procedures are covered, etc...?
 
LMAO... why? Why is that the obvious answer? the single payer system would provide what 'care' (as you put it)???

Of course it would provide care - all of it, and pay for it. Only in America do doctors and insurance companies expect to become fabulously wealthy for what they're doing. And only a moron or a shill for the insurance industry would need so many question marks to punctuate their incredulity at this very obvious notion.
 
The amount of attorney fees does not affect the value of the award.

Yet, somehow, attorney fees cause malpractice primums to go up?

Sounds like fraud on the insurance companies part!

Nothing Candy? No support for your claim?
 
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