Dutch Uncle
* Tertia Optio * Defend the Constitution
We were always taught to live beneath our means. Sure beats what the overwhelming % of the population does by living above their means. Besides, I enjoy doing it. Projects can be fun and very fulfilling when completed. You should really try it sometime. It will make you feel physically and mentally better, its good for you. Its healthy. Or you can just sit inside all day like a lump. Your choice.
Despite your odd phrasing, I agree that smart people live within their means.
Also agreed on fun but positive projects such as home improvement.
Have you ever considered working in some self-improvement? Your leadership and communications skills are those of a worker bee, not someone who hopes to be the boss one day.