If you liked your plan but can't keep it...

Big money said:
The disruptions being caused by the new law have been especially jolting for those who support the ideals of the health-care overhaul.


Marlys Dietrick, a 60-year-old artist from San Antonio, said she had high hopes that the new law would help many of her friends who are chefs, actors or photographers get insured.


“I am one of those Democrats who wanted it to be better,” she said.


But she said they have been turned off by high premiums and deductibles and would rather pay the fine.


Her insurer, Humana, informed her that her plan was being canceled and that the rate for herself and her 21-year-old son for a plan compliant with the new law would rise from $300 to $705.


On the federal Web site, she found a comparable plan for $623 a month. Because her annual income is about $80,000, she doesn’t qualify for subsidies.


A cheaper alternative on the federal exchange, she said, had a premium of $490 a month — but it was an HMO plan rather than the PPO plan she currently has. “I wouldn’t be able to go to the doctor I’ve been going to for years,” she said. “That is not a deal.”


And both the HMO and PPO exchange plans she examined had family deductibles of $12,700, compared with her current $7,000.


http://www.washingtonpost.com/national/health-science/for-consumers-whose-health-premiums-will-go-up-under-new-law-sticker-shock-leads-to-anger/2013/11/03/d858dd28-44a9-11e3-b6f8-3782ff6cb769_story_1.html
Click to expand...
Texas. Maybe she should move to a state that doesn't have a Teabag governor?
She'd have more options
 
of course there will be problems and some people will pay more.


that is how this shit works.


pretending its the death of the free world is the lie fool.

tell us how the rollout to medicare went?
 
evince said:
say goodbye to even cheating your way to power
Click to expand...
Evince, do you have a list of random phrases that you select from to reply to messages here? To recap:

You (re Texas): "Wait ten years and it will be a blue state."
Me (cleverly explaining why it may well be a blue state after the rich liberals' amnesty): "Don't you mean an azul estado?"
You: "say goodbye to even cheating your way to power"

I guess I need my Little Orphan Annie(tm) decoder pin to understand your endless string of non sequiturs. Let me check...oh yes, here it is converted:
"Be sure to drink your Ovaltine".

Got it.
 
evince said:
of course there will be problems and some people will pay more.


that is how this shit works.


pretending its the death of the free world is the lie fool.

tell us how the rollout to medicare went?
Click to expand...

It's not just glitches. It's substantive differences between what obama said and what's happening.
 
Desh is a formula-fed crapflooder who fills just about any thread she isn't banned from with the same worn off-topic posts.

I blame myself for forgetting to threadban her. :palm:
 
evince said:
of course there will be problems and some people will pay more. that is how this shit works. pretending its the death of the free world is the lie fool.
tell us how the rollout to medicare went?
Click to expand...
Medicare was another problem system, created by Democrats, signed into law by Lyndon Johnson, of War on Poverty and Great Society fame. Medicare started out of the box as an illegal program. It was funded by Social Security taxes, because the Baby Boomers entering the workforce added so much to the Social Security "trust fund", that the congress started using it for everything--the Vietnam war, the space program, the GREAT SOCIETY, and Medicare. Medicare was not a separate tax until some years later.

The "rollout" went much smoother, because there were only about 2% as many people affected as the ACA. Of course, there was no Internet.

It's not the death of the free world, but it is going to seriously hurt the middle class, which the liberals want to destroy anyway. There is no room in socialism for a middle class.
 
evince said:
nope


do you think its OK for people to keep plans that don't serve them but allows the insurance companies to fuck people?
Click to expand...

Plans that don't serve them? So you don't even believe people should have been allowed to keep their existing plans as is? And you knew obama was lying and you don't care?
 
if a gay couple lived in a state that permitted gay marriage would the ACA require them to have maternity coverage?......of course......
 
Remember, this is a socialist plan, and as such it is designed for everyone who is able to help out everyone else. The prices are resource, not risk, based. If you can pay, you have to pay for everyone. As some other countries have proven, a single payer system can work and provide both quality and cost effective health care. One problem with our system has been that the financing is fragmented, resulting in a lot of duplication of administration and record keeping, not to mention billing and payment. ACA will not help that, since it does not eliminate any of the current financing systems and, in fact, adds another layer of administration for probably millions of people. Therefore, since it provides no efficiencies there is really no way for the ACA to save anyone money. Its expanded coverage in many areas will actually increase costs.

A large portion of the healthcare providers in this country are investor-owned hospitals, clinics, and specialty providers. That for-profit portion of the system came about, oddly enough, thanks to Medicare and Medicaid. Before those programs, hospitals were money losers, not just nonprofit. With the surety of payment from the government, the hospital business became a potential profit area. For profit hospitals also brought to the market new efficiencies, such that only the profit motive can produce. At the same time, they brought a new kind of customer service to health care, although in most cases, the "customers" they courted were physicians who would admit patients to their hospitals.

The problem remains, though, that there are so many payers--insurance companies, government agencies, individuals, unions--that there are thousands of administrative offices and departments, all adding cost but no efficiency to the system. Hospitals and other providers don't know what they're charging much of the time, since their posted prices are not paid by anyone. I personally had bills for a hospital, hospital-based physicians, labs, etc. that totaled around $18,000, but after all the adjustments, the actual bills were less than a third of that before any payments were applied. It's worse than buying a car! OK, maybe not worse, but almost as bad.

So, the ACA, if it were to take the place of Medicare, Medicaid, and every health insurance company in the U.S., might in fact be able to save money, by virtue of being a single payer finance system. And guess what? That is exactly the intent of the people behind the ACA. They know it won't work as is, but once in place it will never go away or even reduce in size. It will just grow and grow until it becomes the national health plan that Hillary Clinton was trying to build in the 1990's.

Of course, the other piece of the financing pie that has to suffer is the de facto subsidy of the rest of the world's prescription drugs. The newly developed drugs that cost so much here--because the R&D has to be paid by someone--cost pennies on the dollar other places where the drug companies sell the drugs. Why? Because that's all they'll pay. And if the U.S. consumers pay the R&D, then the exports have only manufacturing cost to cover. Yes, we have been getting the wrong end of that stick forever. Think of it as stealth foreign aid to the rest of the world. Well, when our new single payer steps in and says this new drug can only be reimbursed $x, then there's not enough to make it work developing new drugs...or the rest of the world will have to bear its share of the R&D cost. Imagine that. Eventually, the ACA is going to drive up health care costs in other countries.

Sorry, I ranted again. There is potential for the ACA to be long term beneficial, but we have way too many crooks in government for that to happen.
 
You must log in or register to reply here.
Back
Top