RIP Obamacare, 2010-2014?

ZappasGuitar said:
So you linked to the guy's FB page.

You have NO PROOF that any of the claims he made on the aforementioned FB page are true.
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Is there any particular reason you repeatedly chose to ignore the link I posted on the first page of this thread?

http://www.consumerreports.org/heal...e_Affordable_Care_Act-You_and_Your_Family.pdf

As I've said repeatedly, if you're over 30 and a catastrophic plan is what is right for your situation, and is the plan you like, you won't be able to keep it depending on your income level.

That's exactly what the guy on the FB page is saying.

You can read all about on the link, page 12 of 16. Or you can read the passage I quoted on page 1 of this thread.

Please, stop the willful ignorance.
 
And there's this:

http://info.kaiserpermanente.org/html/hcr_ca/california_exchange.html

There will be a catastrophic plan designed for people under 30 and those who can’t afford other coverage. For those eligible to purchase this coverage, the catastrophic plan will also fulfill the individual mandate to enroll in minimum essential coverage. This plan provides for essential health benefits, but no benefits other than three primary care visits are covered until the individual meets the annual deductible, which is similar to that of a high-deductible health plan. Premium tax credits aren’t available for catastrophic plans.
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And this:

http://www.coresource.com/414.htm#topic06

Catastrophic Plans
Carriers may offer a catastrophic-only plan through an insurance exchange. Coverage purchased by eligible individuals will satisfy the individual coverage mandate. To be eligible to purchase coverage through a catastrophic plan, an individual must:

■Be under the age of 30 at the start of the plan year; or
■If other coverage is deemed unaffordable due to:
■An individual’s contribution exceeds 8% of income (net income + coverage amount)
■An individual suffers a hardship, as deemed by HHS
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Is that enough? Or do you need more?
 
Taft2016 said:
Predictable response.

http://abcnews.go.com/Business/wireStory/walgreen-moves-health-coverage-private-exchange-20289346



http://online.wsj.com/article/SB10001424127887323308504579085482697231734.html



http://www.bloomberg.com/news/2013-...g-retiree-health-plans-in-historic-shift.html



It can't happen? You're deluding yourself.
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If it WAS going to happen, she'd have been informed by now.

As it is, her employer actually cares about their employees, so they won't be throwing them under the bus like the businesses you listed.
 
Taft2016 said:
Is there any particular reason you repeatedly chose to ignore the link I posted on the first page of this thread?

http://www.consumerreports.org/heal...e_Affordable_Care_Act-You_and_Your_Family.pdf

As I've said repeatedly, if you're over 30 and a catastrophic plan is what is right for your situation, and is the plan you like, you won't be able to keep it depending on your income level.

That's exactly what the guy on the FB page is saying.

You can read all about on the link, page 12 of 16. Or you can read the passage I quoted on page 1 of this thread.

Please, stop the willful ignorance.
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Because none of the links you've provided back up this anecdotal piece of hearsay you posted on page 3:


Shane Jansen
So I got a letter from Bluecross Blueshield, my health insurance provider, on Saturday. It explained
that my current plan, the plan I chose to fit my individual needs, does not comply with Obamacare and thus had to be cancelled. It went on to say that I shouldn't worry because I had been automatically moved to new plan that does meet the new Obamacare requirements. The details of my new plan are just excellent. My deductible went from $1500 up to $2500, that's 66%. My limit on annual out of pocket expenses went up from $1500 to $6350, up 323%. I'm now covered for a bunch of things I don't want or need, like mental illness inpatient and substance abuse inpatient treatment coverage. Now a rational person might assume that when something I chose to buy, and wanted to keep was taken from me, it would at least cost less to pay for the thing that was forced onto me. Well that's the best part! My monthly premium went up from $139.50 to $229.19, an increase of 65%! I get to pay MORE for something I don't even want... Remember when our fearless leader said if we like our current plan we can keep it? I know I'm not the only person experiencing this. Please share your story, people have to understand what's happening here.


Do you understand? It's anecdotal...it's hearsay...it's just more unproven fluff designed to scare the gullible.
 
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ZappasGuitar said:
Because none of the links you've provided back up this anecdotal piece of hearsay you posted on page 3:

Do you understand? It's anecdotal...it's hearsay...it's just more unproven fluff designed to scare the gullible.
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In fact, the link provides the precise explanation of what's happening to the fellow in the ancedote. And it's what's happening to a lot of people with those policies.

I assume you don't understand a lot of it. Perhaps your wife can explain it to you.
 
Taft2016 said:
Why am I not surprised you're one of those guys who depends upon his wife?

But moving along, suppose your wife's employer decides it is economically to his advantage to pay the employer penalty, much cheaper than providing health insurance... and toss you and your breadwinner onto the exchanges?

And please, something more substantial than "ZOMG! That could never happen!"

Because it could.
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"Why am I not surprised you're one of those guys who depends upon his wife?" How Neanderthal. What difference does it make whose insurance they're on, as long as they're insured?
 
christiefan915 said:
"Why am I not surprised you're one of those guys who depends upon his wife?" How Neanderthal. What difference does it make whose insurance they're on, as long as they're insured?
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It's that "man's role" thing. It isn't manly to be on your wife's insurance.
 
...and we can just conclude from these juvenile distractions that libs have no answer to the problem people with catastrophic health care policies are experiencing with Obamacare and the individual mandate.

They had a policy they liked, they can't keep it. Obama lied.
 
Taft2016 said:
The warnings have been out there since the beginning that those covered by catastrophic policies will not meet the minimum coverage required by the individual mandate. This fellow on Facebook found himself in that very predicament.

Evince: "Snarl! Snap! Fuckin' Lair!"
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Shane's actual letter is shown. What he failed to say is that he doesn't have to accept the plan outlined in the letter; he can opt out and look for other coverage.

http://macbournes.com/?p=1126

What a liar.
 
Taft2016 said:
In fact, the link provides the precise explanation of what's happening to the fellow in the ancedote. And it's what's happening to a lot of people with those policies.

I assume you don't understand a lot of it. Perhaps your wife can explain it to you.
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So that would be "NO", you can't back up anything you claimed earlier.

Just as I suspected.

And lookie here...another derisive cheapshot at my wife as Daft2106 desperately tries once again to change the subject.
 
ZappasGuitar said:
how ironic that quote came from the same guy who tried to change the subject with derisive comments about me and my wife.
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1. I wasn't talking about your wife, I was talking about you.

2. Don't pretend that was all I spoke of in that post. The remainder was on topic.
 
ZappasGuitar said:
So that would be "NO", you can't back up anything you claimed earlier.

Just as I suspected.

And lookie here...another derisive cheapshot at my wife as Daft2106 desperately tries once again to change the subject.
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Let's just cut to the chase here...

If someone is making $100K a year and has a catastrophic coverage plan, because it makes sense for him, and it's the plan he likes....

... are you saying the current health care changes are not going to effect him at all?

Because I'm saying it will, and I posted the guidelines from several sources that affirm that.

So put up, or shut up already.
 
christiefan915 said:
Shane's actual letter is shown. What he failed to say is that he doesn't have to accept the plan outlined in the letter; he can opt out and look for other coverage.

http://macbournes.com/?p=1126

What a liar.
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Do any of you have the slightest understanding of health insurance? Shane's problem is that he had a low cost catastrophic only policy that suited his needs.

If you are over 30 and of a certain income level, those catastrophic only policies will no longer fill the minimum requirements of the invidiual mandate. Of course he can get another plan, but not another low cost catastrophic plan, which is what he had and what he liked.

Damn, is that like the 4th time I've said that?

This is what happens when you have a President who doesn't understand that he'd bought car insurance that didn't have collision coverage overhauling the entire health insurance industry. None of you have even the most fundamental understanding of what kinds of policies exist.
 
As a public service I'll try to educate...

Catastrophic policies typically do not cover doctor's office visits. They cover hospitalizations and medical emergencies.

I've always been in good health thankfully. Over the course of the past 35 years I've been to the doctor's office maybe 10 times total. His current rate is $100 per visit, so out of pocket that would have been $1000 (at today's rates) broken down over 35 years. About $25 to $30 on average a year out of pocket.

If I was paying for full coverage for all of those years, I would have been paying thousands of dollars per year to recoup that annual $25. That doesn't make sense, financially or mathematically.

Obviously other people have different situations and different needs, which is why different kinds of policies exist. But now people who do not need the full coverage are being compelled to buy policies that cover more than they need. And they're paying more for the increased coverage they don't need.

Why? Because this system needs the added money to pay for others and keep it afloat.

You can say "Lies!", "Liar," or even "Lair" all you want. I posted numerous links explaining the new regulations regarding catastrophic plans. Squishing your eyes shut and calling me names isn't going to change that.
 
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