Why high school kids are financially illiterate

Yeah.

Clearly the education system, teaching profession, and educators' unions are firmly in the pockets of big corporations.

:rolleyes:

So are the politicians that pass our laws and our school budgets, but now they aren't even subtle about it with the recent creation of Citizens United.
 
So now you are switching from the right-wing doesn't want financial literacy taught to they only want it taught in right-wing areas?

Sorry, but I'm not wading through a high school handbook in pdf version for course desciption. I showed you the requirement, which is more than you would do.
 
Sorry, but I'm not wading through a high school handbook in pdf version for course desciption. I showed you the requirement, which is more than you would do.

Was that meant for Desh? I'm not asking you to go through some course manual from 30 years ago.
 
I think we have a fair number of posters on the board who are parents. I'm curious how many of you spent much time with your children on financial literacy? I'm not asking this in a way that if you say you didn't it would imply you are/were bad parents even though the question definitely comes across as such. I don't mean to ask it in that way.

I thought my parents were great overall. From a financial perspective they helped me set up a checking account in high school but didn't really talk about finances with me other than that.
 
Sorry, but I'm not wading through a high school handbook in pdf version for course desciption. I showed you the requirement, which is more than you would do.

why are you lying again.


I give proof of what I say all the time you lying scum bucket.


what exactly do they teach those kids?


tea tard finance?
 
Desh how did Arnold kill financial literacy in California? I went to high school in Oakland from '87 - '91 and they didn't teach financial literacy. That was well before Arnold's time.
 
I think we have a fair number of posters on the board who are parents. I'm curious how many of you spent much time with your children on financial literacy? I'm not asking this in a way that if you say you didn't it would imply you are/were bad parents even though the question definitely comes across as such. I don't mean to ask it in that way.

I thought my parents were great overall. From a financial perspective they helped me set up a checking account in high school but didn't really talk about finances with me other than that.

We had passbook savings accts from kindergarten, they marked withdrawals in red, deposits and interest in black. The tellers and my parents both explained that interest was only counted on the amount in the account on the day applied. We 'lost' possible interest whenever we'd 'withdraw' money. I'd like to say it kept us from withdrawing, it didn't. However we got pretty good at asking what date interest would be applied and going in just after to buy something we wanted.

When we started university my dad went with us to local bank and had us each take out $1000 school loan. We had to fill out the application and sign the promissory note. We had to pay that back, he thought it important that we realized how to do so and at least owned part of the costs.
 
I think we have a fair number of posters on the board who are parents. I'm curious how many of you spent much time with your children on financial literacy? I'm not asking this in a way that if you say you didn't it would imply you are/were bad parents even though the question definitely comes across as such. I don't mean to ask it in that way.

I thought my parents were great overall. From a financial perspective they helped me set up a checking account in high school but didn't really talk about finances with me other than that.

We taught subjects as they came up, but my husband drilled into their heads the need to save and invest. Four of my children have 401Ks, and three are home owners. We also explained insurance. Fortunately, they all have jobs with health insurance.
 
annie pretending you do not have a reputation on this and other sites of being a back stabbing liar is just lies
 
Desh how did Arnold kill financial literacy in California? I went to high school in Oakland from '87 - '91 and they didn't teach financial literacy. That was well before Arnold's time.


prop 13 dude.


It was before your time
 
It is the same reason they no longer teach civics. The trend to dumb us down. Poor, uneducated people are easier to control with fear.



What it took to get an 8th grade education in 1895....
Remember when grandparents and great-grandparents stated that they only had an 8th grade education? Well, check this out. Could any of us have passed the 8th grade in 1895?
This is the eighth-grade final exam from 1895 in Salina , Kansas , USA ... It was taken from the original document on file at the Smokey Valley Genealogical Society and Library in Salina , and reprinted by the Salina Journal.


8th Grade Final Exam: Salina , KS - 1895
Grammar (Time, one hour)
1. Give nine rules for the use of capital letters
2. Name the parts of speech and define those that have no modifications.
3. Define verse, stanza and paragraph
4. What are the principal parts of a verb? Give principal parts of 'lie,''play,' and 'run'
5. Define case; illustrate each case.
6 What is punctuation? Give rules for principal marks of punctuation.
7 - 10. Write a composition of about 150 words and show therein that you understand the practical use of the rules of grammar.

Arithmetic (Time,1 hour 15 minutes)
1. Name and define the Fundamental Rules of Arithmetic.
2. A wagon box is 2 ft. Deep, 10 feet long, and 3 ft. Wide. How many bushels of wheat will it hold?
3. If a load of wheat weighs 3,942 lbs., what is it worth at 50cts/bushel, deducting 1,050 lbs. For tare?
4. District No 33 has a valuation of $35,000. What is the necessary levy to carry on a school seven months at $50 per month, and have $104 for incidentals?
5. Find the cost of 6,720 lbs. Coal at $6.00 per ton.
6. Find the interest of $512.60 for 8 months and 18 days at 7 percent.
7. What is the cost of 40 boards 12 inches wide and 16 ft.. Long at $20 per metre?
8. Find bank discount on $300 for 90 days (no grace) at 10 percent.
9. What is the cost of a square farm at $15 per acre, the distance of which is 640 rods?
10. Write a Bank Check, a Promissory Note, and a Receipt

U.S. History (Time, 45 minutes)
1 Give the epochs into which U.S. History is divided
2. Give an account of the discovery of America by Columbus
3. Relate the causes and results of the Revolutionary War.
4. Show the territorial growth of the United States
5. Tell what you can of the history of Kansas
6. Describe three of the most prominent battles of the Rebellion.
7. Who were the following: Morse, Whitney, Fulton , Bell , Lincoln , Penn, and Howe?
8. Name events connected with the following dates: 1607, 1620, 1800, 1849, 1865.

Orthography (Time, one hour)
[Do we even know what this is??]
1. What is meant by the following: alphabet, phonetic, orthography, etymology, syllabication
2.. What are elementary sounds? How classified?
3. What are the following, and give examples of each: trigraph, subvocals, diphthong, cognate letters, linguals
4.. Give four substitutes for caret 'u.' (HUH?)
5. Give two rules for spelling words with final 'e.' Name two exceptions under each rule.
6. Give two uses of silent letters in spelling. Illustrate each.
7. Define the following prefixes and use in connection with a word: bi, dis-mis, pre, semi, post, non, inter, mono, sup..
8. Mark diacritically and divide into syllables the following, and name the sign that indicates the sound: card, ball, mercy, sir, odd, cell, rise, blood, fare, last.
9. Use the following correctly in sentences: cite, site, sight, fane, fain, feign, vane , vain, vein, raze, raise, rays.
10. Write 10 words frequently mispronounced and indicate pronunciation by use of diacritical marks
and by syllabication.

Geography (Time, one hour)
1 What is climate? Upon what does climate depend?
2. How do you account for the extremes of climate in Kansas ?
3. Of what use are rivers? Of what use is the ocean?
4. Describe the mountains of North America
5.. Name and describe the following: Monrovia , Odessa , Denver , Manitoba , Hecla , Yukon , St. Helena, Juan Fernandez, Aspinwall and Orinoco
6. Name and locate the principal trade centers of the U.S. Name all the republics of Europe and give the capital of each.
8. Why is the Atlantic Coast colder than the Pacific in the same latitude?
9. Describe the process by which the water of the ocean returns to the sources of rivers..
10. Describe the movements of the earth. Give the inclination of the earth.
Notice that the exam took FIVE HOURS to complete.
Gives the saying 'he only had an 8th grade education' a whole new meaning, doesn't it?!

Also shows you how poor our education system has become.
 
I made no bones about finances with my son.


I discussed the issues right out in the open in front of him whenever they needed discussing.


being included in the every day discussions of what has to be done
to secure your finances and why are the best teacher.



I have many a family member who thought this was totally weird and truly had NO idea why I did it.

when you are born poor there is NO ONE to teach you about what those people raising you don't know.


read rich dad poor dad sometime
 
Desh how did Arnold kill financial literacy in California? I went to high school in Oakland from '87 - '91 and they didn't teach financial literacy. That was well before Arnold's time.

yeah but a republican wasnt in charge then so Desh cant play big indian little indian.
 
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