It’s not about what you believe! There is no need for any faith-based suspension of disbelief. This isn’t about a deity. The facts are right there, from the fucking United States Government who studied this. What is wrong with you man?
Your simplistic question is so beyond any relevance, it’s immeasurable. They would offer her less. Whether it would be that much less, doesn’t matter. Those figures are averaged out, (do you know what a fucking average is?), but they do take into account all of the things you claimed they didn’t take into account, and therefore made them false according to you. You were wrong, Just say so!