You sound like a savvy investor. We have both mutuals and ETFs, along with other things. Between our pensions, social security, and income from investments, we haven't had to touch the principle at all. None of our funds are in Disney either. lol
I was religious about not touching my investment accounts. I put as much as I could in a Roth the first year they were available and took advantage of the five year window to pay the taxes. And I made a couple of informed but lucky decisions. I make way more now than I did when I was working. And most of my income is taxed at the long term capital gains rate. There is something very wrong about that. The hardest thing for me was going from save to spend. But I'm over that now
