You have it figured out.
I don't care myself. I drive an 18 yr old car, not because I cannot afford a new one but because it still does the job.
I do have a new Prius ordered, but that is because of one of my businesses.
It is actually for training my technicians.
I do not make much off of my business, but it is enough to get by if needed and I provide a living for a few other human beings and their families.
My head Tech/Manager made more out of the business last year than I did. but then he pretty much runs the place. My company books are open for any of the employees to view.
I make enough off of my little farm to pay for it's upkeep and pay a married couple to do chores and housekeeping /cooking for me.
Plus I have a gravy consultant IT job working from home.
I live well beneath my means but I will survive bad times worse than most and I have everything I need and more.
I have provided for my grandchildrens future education.
Life is good for me but that does not mean I do not care for others.
I am currently looking for another suitable business to get into so I can help more people.
And I am considered one of the stupit posters on here, go figure