Hurricane Helen

T. A. Gardner said:
Nope. Dade County building code is pretty much the standard in Florida. The problem is builders who short sheet stuff, inspectors that don't thoroughly inspect, and the addition of unnecessary regulations.

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As one example.

Trailer parks should be forbidden in hurricane and tornado zones unless the manufacturer produces them to standards of homes in such areas.
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You've contradicted yourself again, Terry. Cheating builders and inspectors but unnecessary regulations? WTF?

Interesting that you favor banning housing. As if the US doesn't have a housing shortage as it is, you want to ban the most common form of housing across much of the south....all in the path of hurricanes and tornados. This is another reason why MAGATs are closer to being Democrats than Republicans.

www.manufacturedhomes.com

Manufactured Homes | Top 10 States with Largest Manufactured Home Share of All New Single-Family Homes

Manufactured and Modular Home News - Manufactured housing varies in popularity across the U.S., but the South stands out for its higher concentration of manufactured homes. Fast-growing, high-
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www.statista.com

Number of mobile homes, by state in the U.S. 2023 | Statista

Texas, North Carolina, and Florida were the states with the highest number of mobile homes in the U.S.
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Dutch Uncle said:
You've contradicted yourself again, Terry. Cheating builders and inspectors but unnecessary regulations? WTF?
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Regulations don't work it the builder or inspector doesn't follow it. Some regulations are unnecessary. AFI's in bedrooms is a great example. This is an electrical code thing. AFI's are all but useless. They do raise the price of a home by about $500 to $1000 at the retail end to put them in. It's unnecessary nickel and diming that adds up.
Dutch Uncle said:
Interesting that you favor banning housing. As if the US doesn't have a housing shortage as it is, you want to ban the most common form of housing across much of the south....all in the path of hurricanes and tornados. This is another reason why MAGATs are closer to being Democrats than Republicans.
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I favor banning substandard housing. Manufactured homes--as they are now--can't stand up to extreme weather in the least. There are both kit (prefab) and manufactured homes on the market, many quite reasonable (under $100 k) that are designed to stand up to extreme weather. It should be the standard in that industry.
Dutch Uncle said:
www.manufacturedhomes.com

Manufactured Homes | Top 10 States with Largest Manufactured Home Share of All New Single-Family Homes

Manufactured and Modular Home News - Manufactured housing varies in popularity across the U.S., but the South stands out for its higher concentration of manufactured homes. Fast-growing, high-
www.manufacturedhomes.com www.manufacturedhomes.com

www.statista.com

Number of mobile homes, by state in the U.S. 2023 | Statista

Texas, North Carolina, and Florida were the states with the highest number of mobile homes in the U.S.
www.statista.com www.statista.com
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And, states are increasingly forcing manufacturers to improve their products and install them correctly. For example, here in Arizona, you can't buy a single or double wide and set it on a makeshift foundation of cinder blocks any more. You have to have a proper foundation and the mobile home has to be anchored to it properly.
 
ExpressLane said:
This sounds like it is going to be a very bad one. When hurricanes hit in the big bend area of Florida they tend to be very bad. This one can potentially produce big storm surges. This one is the kind you should evacuate for if you live on the coast and are in its path. I wonder if we will see Kamala going to Florida and acting Vice Presidential.
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HOW MANY TIME AMERICA'S TAX PAYERS MUST WE SEE THIS MOVIE??? ALWAYS RED STATES, ALWAYS ANTI SOCIALISTIC GOVERNMENT HATERS...ALWAYS ALWAYS WAITING ON TAX PAYER FUNDED F. E.M.A TO SHOW UP WITH CASH IN HAND FOR THESE SEA LOVING FOOLS TO REBUILD OVER AND OVER AND OVER AGAIN IN THE SAME EXACT LOCATIONS....HOW MANY TIMES MUST WE SEE THIS FUCKIN MOVIE....EVERYBODY LOVE THE WATER FRONT VIEWS, UNTIL THEY SHOW UP AT YOUR FUCKIN DOOR STEP.
 
T. A. Gardner said:
Regulations don't work it the builder or inspector doesn't follow it. Some regulations are unnecessary. AFI's in bedrooms is a great example. This is an electrical code thing. AFI's are all but useless. They do raise the price of a home by about $500 to $1000 at the retail end to put them in. It's unnecessary nickel and diming that adds up.

I favor banning substandard housing. Manufactured homes--as they are now--can't stand up to extreme weather in the least. There are both kit (prefab) and manufactured homes on the market, many quite reasonable (under $100 k) that are designed to stand up to extreme weather. It should be the standard in that industry.

And, states are increasingly forcing manufacturers to improve their products and install them correctly. For example, here in Arizona, you can't buy a single or double wide and set it on a makeshift foundation of cinder blocks any more. You have to have a proper foundation and the mobile home has to be anchored to it properly.
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You bitch about adding $1000 dollars to the cost of a $250K home yet want to double the price of mobile homes? WTF, Terry?

Lemme guess, you think all the "negras" and Mexicans would leave the state if the cost of housing doubled? Tripled?
 
Dutch Uncle said:
You bitch about adding $1000 dollars to the cost of a $250K home yet want to double the price of mobile homes? WTF, Terry?

Lemme guess, you think all the "negras" and Mexicans would leave the state if the cost of housing doubled? Tripled?
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$1000 here, a thousand there... In the end, it all adds up and makes homes unaffordable.
 
T. A. Gardner said:
$1000 here, a thousand there... In the end, it all adds up and makes homes unaffordable.
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$10k a year here on insurance, $10k a year there on insurance, and pretty soon insurance every year for a house is more than the house is worth.

Right now the Florida insurance market is in collapse, because the houses are so poorly built.
 
tigerred59 said:
HOW MANY TIME AMERICA'S TAX PAYERS MUST WE SEE THIS MOVIE??? ALWAYS RED STATES, ALWAYS ANTI SOCIALISTIC GOVERNMENT HATERS...ALWAYS ALWAYS WAITING ON TAX PAYER FUNDED F. E.M.A TO SHOW UP WITH CASH IN HAND FOR THESE SEA LOVING FOOLS TO REBUILD OVER AND OVER AND OVER AGAIN IN THE SAME EXACT LOCATIONS....HOW MANY TIMES MUST WE SEE THIS FUCKIN MOVIE....EVERYBODY LOVE THE WATER FRONT VIEWS, UNTIL THEY SHOW UP AT YOUR FUCKIN DOOR STEP.
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I seem to remember Hurricane Sandy a cat 2 wrecking havoc on New York and New Jersey. Last time I checked neither of those states are red.
 
Walt said:
$10k a year here on insurance, $10k a year there on insurance, and pretty soon insurance every year for a house is more than the house is worth.

Right now the Florida insurance market is in collapse, because the houses are so poorly built.
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Different problem from the cost of construction.
 
Walt said:
Saving a few hundred dollars on construction is costing tens of thousands a year in insurance.
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No, not doing construction that will meet proper standards and the inclusion of useless "safety" and greentard stuff is causing the problem.
 
T. A. Gardner said:
No, not doing construction that will meet proper standards and the inclusion of useless "safety" and greentard stuff is causing the problem.
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If the safety standards were useless, then there would be insurance companies wanting to make a profit off of insuring Florida houses. There are none. It is collapsing.

The free market has spoken, and you are wrong.
 
Walt said:
If the safety standards were useless, then there would be insurance companies wanting to make a profit off of insuring Florida houses. There are none. It is collapsing.

The free market has spoken, and you are wrong.
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No, most insurers, at least the bigger ones like Snake Farm and All Snakes, want to write policies where they can weasel out of paying for your disaster. They want to make money. What could be better than government et al., forcing you to buy insurance then the insurer being able to never have to pay off on the policy.

 
T. A. Gardner said:
No, most insurers, at least the bigger ones like Snake Farm and All Snakes, want to write policies where they can weasel out of paying for your disaster. They want to make money. What could be better than government et al., forcing you to buy insurance then the insurer being able to never have to pay off on the policy.
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They want to make money. They cannot make money in Florida, because payouts are greater than premiums. If there was a way to make it profitable, someone would do it.

DeSantis' idea of forcing insurance companies to provide low cost insurance has just caused them to flee the state.
 
Walt said:
They want to make money. They cannot make money in Florida, because payouts are greater than premiums. If there was a way to make it profitable, someone would do it.

DeSantis' idea of forcing insurance companies to provide low cost insurance has just caused them to flee the state.
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Like California hum?
 
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