California has tightened earthquake codes, so homeowners insurance is still possible in California.
Hurricane Helen
- Thread starter ExpressLane
- Start date
T. A. Gardner
Thread Killer
California requires solar panels on all new residential construction too. They're also banning backup generators running on natural gas, propane, or the like. What's your point?
My point is you have got to stop watching FoxNews, it is warping your mind.
Sure California insurance can feel a little high, but Florida is in free fall. There are insurance premiums of over 10% of the price of the house. No one can afford this.
T. A. Gardner
Thread Killer
California insurance market ‘in chaos,’ says former insurance chief. Can this chief fix it?
Insurance non-renewals in California continue even as Commissioner Ricardo Lara introduces regulations favored by the industry.
calmatters.org
With More Homeowners Getting Dropped, Here's What to Do if Your Property Insurance is Canceled
A growing number of California homeowners have had their property insurance policies cancelled, with insurers citing wildfire risk.
www.nbcbayarea.com
It's so bad there that second rate companies are now offering month-to-month policies....
Dutch Uncle
* Tertia Optio * Defend the Constitution
After Ian, the insurance rates shot up and many homeowners dropped their insurance. They won't be able to rebuild more than a tent.
If DeSantis follows Terry's advice, many Floridians won't be able to rebuild even if they did have insurance due to the higher cost of a hurricane-proof building.
Despite DeSantis's loud bitching about Federal funds to disaster zones and Federal taxes, I have no doubt he'll be screaming for US taxpayers to pay for the damage to Floridian homes. The hypocrisy within Team MAGA is at a peak.
Hurricane Helene Is the 'Strongest in Recent Memory'—but 20% of Floridians Don't Have Homeowners Insurance: What To Do If You're Not Covered
A staggering 20% of Florida homeowners don't have insurance due to sky-high premiums. Follow these tips if you're not covered.
www.realtor.com
Florida homeowners paid $10,996 annually for home insurance in 2023—which is more than four times the national average of $2,377, according to a recent report from Insurify.
Insurify predicts costs will increase an additional 7% in 2024, to $11,759.
Thousands of Floridians Aren't Insuring Their Homes
Thousands of homeowners are going without insurance on their properties. NBC 6 Responds looks at the risk these uninsured homeowners could face.
www.nbcmiami.com
"It's totally crazy not to have insurance unless you are super rich and you can be self- insured but I don't think that's the case of most of us," said Victor Roldan, the director of RMS, a company that assesses risk for insurance companies worldwide.
"This is one of the most catastrophic zones historically in the United States and in the world as well," said Roldan.
And that higher probability for hurricanes and other disasters is why policies cost more in Florida.
According to the National Association of Insurance Commissioners, Florida had the third highest average premium for homeowner's insurance compared to other states in 2016 -- costing homeowners $1,918 annually. Compared to the national average, Floridians pay $726 more per year. And Roldan says the risk for homeowners will continue to grow.
"Climate change is actually making catastrophes bigger," says Roldan.
Dutch Uncle
* Tertia Optio * Defend the Constitution
Your obsession with California is interesting, Terry.California insurance market ‘in chaos,’ says former insurance chief. Can this chief fix it?
Insurance non-renewals in California continue even as Commissioner Ricardo Lara introduces regulations favored by the industry.
With More Homeowners Getting Dropped, Here's What to Do if Your Property Insurance is Canceled
A growing number of California homeowners have had their property insurance policies cancelled, with insurers citing wildfire risk.
It's so bad there that second rate companies are now offering month-to-month policies....
Why don't you want to admit that Florida is turning into a cluster fuck due to a combination of increasingly stronger hurricanes and MAGAt policies?
NakedHunterBiden
“It’s the Great Pumpkin, Charlie Brown”
Dutch Uncle
* Tertia Optio * Defend the Constitution
In Florida? Lots of duct tape since that's all they had left after the last hurricane.
Sen. Rubio admitted that Cedar Key has been "wiped out". As a rep for the Party of Global Warming Denial (PoGWD), it's interesting that he whined about Floridians facing their third storm in the last 12 months.
The fact most didn't have insurance means most won't be able to rebuild. It will be interesting to see 1) what happens now and 2) where those Floridians with their uninsured homes wiped out will immigrate. Probably to a blue state that has good welfare housing. Ironic if that happens.
ICYMI: Rubio Joins NBC’s Meet the Press
U.S. Senator Marco Rubio (R-FL) joined NBC’s Meet the Press to discuss the impact of Hurricane Helene and the latest with Hezbollah, Iran, Russia, and more. See below for highlights, and watch the
www.rubio.senate.gov
Dutch Uncle
* Tertia Optio * Defend the Constitution
NakedHunterBiden
“It’s the Great Pumpkin, Charlie Brown”
They are just as dumb if not dumber than Trump.MAGAts deny he's a fucking moron.
Dutch Uncle
* Tertia Optio * Defend the Constitution
...and many are just as demented. Sad.
Our nation needs better mental healthcare and the legislation to back it up.
Key West, Florida is the best place I've been anytime, anywhere.In Florida? Lots of duct tape since that's all they had left after the last hurricane.
Sen. Rubio admitted that Cedar Key has been "wiped out". As a rep for the Party of Global Warming Denial (PoGWD), it's interesting that he whined about Floridians facing their third storm in the last 12 months.
The fact most didn't have insurance means most won't be able to rebuild. It will be interesting to see 1) what happens now and 2) where those Floridians with their uninsured homes wiped out will immigrate. Probably to a blue state that has good welfare housing. Ironic if that happens.
“There are some parts of our state, I think about Cedar Key, for example. Beautiful place. People love going there. It’s tough to get there right now, but from all reports, it’s unfortunately been pretty much wiped out. So there are some coastal areas, some of which are now facing their third storm in the last 12 months.ICYMI: Rubio Joins NBC’s Meet the Press
U.S. Senator Marco Rubio (R-FL) joined NBC’s Meet the Press to discuss the impact of Hurricane Helene and the latest with Hezbollah, Iran, Russia, and more. See below for highlights, and watch the
~Ernest Hemingway
Dutch Uncle
* Tertia Optio * Defend the Constitution
Airiel drone videos show some of the damage at Cedar Key. Many homes were pushed off their foundations so that, even if relatively intact, they are uninhabitable. Wooden buildings don't stand up well against a 15 foot wall of water. On Andros Island and Nassau, Bahamas, along with Okinawa, Japan, most major buildings are made of concrete.
Cedar Key - the "before" photo:
Cedar Key - the "before" photo:
Dutch Uncle
* Tertia Optio * Defend the Constitution
...then he ate his gun.
tigerred59
Verified User
OK, ok, but we're talking ions ago, whereas Florida, Tx and Louisana sucks off the tits of tax payers ANUALLY, COSTING BILLIONS ANNUALLY
Pain makes it difficult to continue waking up.
tigerred59
Verified User
OK,,,,Wouldn't it be kinda nice if a Huricane named KARMA came along and wiped the entire state of Florida, along with Mar largo leading the way, off the fuckin map??? I can live with 49 statesAiriel drone videos show some of the damage at Cedar Key. Many homes were pushed off their foundations so that, even if relatively intact, they are uninhabitable. Wooden buildings don't stand up well against a 15 foot wall of water. On Andros Island and Nassau, Bahamas, along with Okinawa, Japan, most major buildings are made of concrete.
Cedar Key - the "before" photo:
Dutch Uncle
* Tertia Optio * Defend the Constitution
Then take the Big Sleep, CO/goat. Be at peace.
Dutch Uncle
* Tertia Optio * Defend the Constitution
It appears Karma is doing that one hurricane season at a time.